201-9618 Yonge Street, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13877690

$595,000
For Sale
Listed 11 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Parking
700-799Sq ft

About this home

In short

  • Spectacular 1+1 Unit that must be seen.
  • Superb open concept layout with 9 Feet ceilings, functional den and balcony at this prestigious grand pal condo.

WOW! Spectacular 1+1 Unit that must be seen! Superb open concept layout with 9 Feet ceilings, functional den and balcony at this prestigious grand pal condo! All windows floor to ceiling. Modern Kitchen with S/S appliances, tiled back splash, granite counter tops and breakfast island! Upgraded trims, pot lights, custom feature wall, auto blinds, smooth ceiling, stone accent wall and so much more!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13877690
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
700-799 sq ft
Cross streets
YONGE/16TH STREET
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$638/mo
Exposure
South
Property tax
$2,805 / 2026
Days on market
11
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Primary BedroomFlat3.05 × 2.74 m

laminate · window floor to ceiling · window

DenFlat2.40 × 2.40 m

laminate · separate room

Living RoomFlat2.74 × 2.74 m

laminate · open concept

Dining RoomFlat3.20 × 2.09 m

laminate · open concept

KitchenFlat3.20 × 2.09 m

laminate · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$641kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $795/sqft; this home lists at $794/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
595kThis home648k679k710k525kThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$550K
Harding
$514K
Crosby
$860K
Langstaff
$525K
South Richvale
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,712/mo
$126KIncome needed
4.7×Price ÷ income
$626Weekly cost
$8,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,712Property tax $234Condo fee $638Total carry $3,583

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,632per month

Mortgage amount $476,000 · 4.49% over 25 years

$119,000Down payment (20.0%)
$476,000Loan before insurance
$0CMHC premium
$3,504Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,632
Property tax
$234
Condo / maintenance fees
$638
Heating
$0
Estimated monthly cost
$3,504

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,375
Estimated closing costs
$8,375

Plus your down payment of $119,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$313,566Total interest paid
$789,566Total of all payments
Principal $476,000 Interest $313,566
YearPrincipalInterestBalance
1$10,622$20,960$465,378
2$11,105$20,478$454,273
3$11,609$19,974$442,664
4$12,136$19,447$430,528
5$12,687$18,896$417,842
6$13,263$18,320$404,579
7$13,865$17,718$390,714
8$14,495$17,088$376,219
9$15,153$16,430$361,066
10$15,841$15,742$345,225
11$16,560$15,023$328,665
12$17,312$14,271$311,354
13$18,098$13,485$293,256
14$18,920$12,663$274,336
15$19,779$11,804$254,557
16$20,677$10,906$233,881
17$21,615$9,967$212,265
18$22,597$8,986$189,668
19$23,623$7,960$166,045
20$24,695$6,887$141,350
21$25,817$5,766$115,533
22$26,989$4,594$88,544
23$28,214$3,368$60,330
24$29,495$2,087$30,835
25$30,835$748$0

At the end of your 5-year term

Total paid over the term
$157,913
Principal paid down
$58,158
Interest paid
$99,755
Balance remaining
$417,842

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,805− Condo fees $7,651− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,576

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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