78 Springhead Gardens, Richmond Hill, ON
North Richvale, Richmond Hill · MLS® N13877936
About this home
In short
- Be moved in by the holidays! LOCATION, SPACE AND VALUE.
- Offering one of the largest floor plans on the street, this detached home provides approximately 1,700 sq. ft. above grade, four bedrooms and over 2,400 sq. ft. of...
- Upstairs, discover four generously sized bedrooms, hardwood flooring and a beautifully renovated family bathroom with custom finishes and additional storage.
- The finished basement adds valuable flexibility with a spacious recreation room with cosy fireplace, wet bar (or easy kitchen conversion?), laundry, storage and a...
- Close to excellent schools, parks, walking trails, Richvale Community Centre, Hillcrest Mall, transit and major commuter routes.
***Be moved in by the holidays! *** LOCATION, SPACE AND VALUE! Welcome to 78 Springhead Gardens in one of Richmond Hill's most beloved neighbourhoods. Offering one of the largest floor plans on the street, this detached home provides approximately 1,700 sq. ft. above grade, four bedrooms and over 2,400 sq. ft. of finished living space across three levels. An excellent opportunity for first-time or move-up buyers looking for room to grow in a convenient, family-friendly location. From the welcoming foyer, step into the bright, south-facing living room with its large picture window and adjoining dining room, perfect for family gatherings. The updated kitchen features stone countertops, stainless steel appliances, a coffee bar and generous pantry storage. A separate main-floor family room offers a comfortable everyday gathering space with a walkout to the large backyard deck with covered BBQ area. A convenient powder room and separate side door completes this level. Upstairs, discover four generously sized bedrooms, hardwood flooring and a beautifully renovated family bathroom with custom finishes and additional storage.The finished basement adds valuable flexibility with a spacious recreation room with cosy fireplace, wet bar (or easy kitchen conversion?), laundry, storage and a fifth bedroom that could easily serve as a home office, guest room or teenager's retreat. Outside, the lush, fully fenced backyard features mature landscaping, a spacious deck, covered pergola, hot tub and fire pit, with plenty of room for children to play and adults to entertain. Close to excellent schools, parks, walking trails, Richvale Community Centre, Hillcrest Mall, transit and major commuter routes. Less than a kilometre to Yonge St! Why compromise on space or location? Give your family the room it needs today and the flexibility to grow tomorrow. Book your showing, you won't be disappointed!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13877936
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 46.02 × 85.85 ft
- Cross streets
- YONGE ST AND SIXTEENTH AVE
- Parking
- 1 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Block, Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,248 / 2026
- Days on market
- 12
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
combined w/workshop · concrete floor
Ceramic Floor
Concrete Floor
Hardwood Floor
pot lights · bay window · hardwood floor
2 pc bath · ceramic floor
w/o to deck · wood stove · hardwood floor
bar sink · gas fireplace · hardwood floor
Hardwood Floor
3 pc bath · pot lights · porcelain floor
Hardwood Floor
double closet · mirrored closet · hardwood floor
stainless steel appl · stone counters · ceramic floor
combined w/living · hardwood floor
Hardwood Floor
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
North Richvale, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $927,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,127
- Property tax
- $437
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,564
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,655
- Estimated closing costs
- $19,655
Plus your down payment of $231,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $307,599
- Principal paid down
- $113,287
- Interest paid
- $194,312
- Balance remaining
- $813,913
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.