1007-292 Verdale Crossing, Markham, ON

Unionville, Markham · MLS® N13878036

$498,000
For Sale
Listed 11 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to Gallery Square-where style meets convenience in the heart of Downtown Markham.
  • This 3-year-new 1+Den condo offers a smart, functional layout with a fully enclosed den (perfect as a second bedroom), ideal for end-users or investors.
  • Rare 10 Ft Ceiling Unit with 2 Full Baths, Parking & Locker.
  • Easy access to GO Transit, Viva, Hwy 407 & 404.Luxury amenities include a full gym, yoga studio, basketball court, theatre, party room, guest suites, and 24-hour...

Welcome to Gallery Square-where style meets convenience in the heart of Downtown Markham. This 3-year-new 1+Den condo offers a smart, functional layout with a fully enclosed den (perfect as a second bedroom), ideal for end-users or investors. Rare 10 Ft Ceiling Unit with 2 Full Baths, Parking & Locker. Unbeatable Unionville Location. Enjoy unobstructed views, modern finishes, granite countertops, and stainless steel appliances-all in a move-in-ready home. Live steps from everything: Cineplex VIP, top dining, Whole Foods, YMCA, Pan Am Centre, and the York University Markham campus. Easy access to GO Transit, Viva, Hwy 407 & 404.Luxury amenities include a full gym, yoga studio, basketball court, theatre, party room, guest suites, and 24-hour concierge. Own in one of Unionville's most in-demand communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13878036
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
600-699 sq ft
Cross streets
Hwy 7 / Birchmount
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$464/mo
Exposure
North
Property tax
$2,427 / 2026
Days on market
11
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

Dining RoomFlat3.10 × 5.51 m

laminate · combined w/living · w/o to balcony

Living RoomFlat3.10 × 5.51 m

laminate · combined w/dining

DenFlat2.51 × 2.48 m

laminate · french doors

KitchenFlat3.10 × 5.51 m

laminate · open concept · centre island

Primary BedroomFlat3.10 × 3.33 m

laminate · closet · 3 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,270/mo
$105KIncome needed
4.7×Price ÷ income
$524Weekly cost
$6,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,270Property tax $202Condo fee $464Total carry $2,936

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,203per month

Mortgage amount $398,400 · 4.49% over 25 years

$99,600Down payment (20.0%)
$398,400Loan before insurance
$0CMHC premium
$2,869Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,203
Property tax
$202
Condo / maintenance fees
$464
Heating
$0
Estimated monthly cost
$2,869

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,435
Estimated closing costs
$6,435

Plus your down payment of $99,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,447Total interest paid
$660,847Total of all payments
Principal $398,400 Interest $262,447
YearPrincipalInterestBalance
1$8,891$17,543$389,509
2$9,294$17,140$380,215
3$9,716$16,718$370,499
4$10,157$16,276$360,341
5$10,619$15,815$349,723
6$11,101$15,333$338,622
7$11,605$14,829$327,017
8$12,132$14,302$314,886
9$12,682$13,751$302,203
10$13,258$13,176$288,945
11$13,860$12,574$275,085
12$14,490$11,944$260,595
13$15,147$11,286$245,448
14$15,835$10,599$229,612
15$16,554$9,880$213,058
16$17,306$9,128$195,752
17$18,092$8,342$177,661
18$18,913$7,521$158,748
19$19,772$6,662$138,976
20$20,669$5,764$118,306
21$21,608$4,826$96,698
22$22,589$3,845$74,109
23$23,615$2,819$50,495
24$24,687$1,747$25,808
25$25,808$626$0

At the end of your 5-year term

Total paid over the term
$132,169
Principal paid down
$48,677
Interest paid
$83,492
Balance remaining
$349,723

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,427− Condo fees $5,573− Insurance $600− Vacancy & upkeep $2,706Net operating income $13,294

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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