48 Isle Vista Drive, Georgina, ON
Virginia, Georgina · MLS® N13878190
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About this home
In short
- Craving a simpler life of yesteryear?
- Approximately 61 x 300 Ft lot with direct access to a lovely creek that spills right into Lake Simcoe.
- In addition to your own private oasis, this location offers access to two private beaches, three parks and a private marina for a nominal yearly fee ($150 for...
Craving a simpler life of yesteryear? With lower house payments, lakeside living, family gatherings, barbecues while overlooking the kids happily chase frogs right into a creek at the edge of a park-like lot? Well then this is the perfect piece of real estate for you! This exceptionally built, beautiful bungalow is like a precious time capsule awaiting its next grateful family. Offered for sale for the very first time, this home has been incredibly well cared for and genuinely loved for many decades by the original owners and beloved family. This is more than just another house offered for sale, it is the epitome of a happy home offering a lifestyle that is truly unmatched at this price point. The solid bungalow is wrapped in beautiful slate stone and upgraded siding, sitting on a high, dry crawl space with concrete flooring and offering a fabulous floor plan. Approximately 61 x 300 Ft lot with direct access to a lovely creek that spills right into Lake Simcoe. In addition to your own private oasis, this location offers access to two private beaches, three parks and a private marina for a nominal yearly fee ($150 for beach/park access and $200 for use of marina). Hurry before this wonderfully unique opportunity passes you by...
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13878190
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 61.1 × 288.34 ft
- Cross streets
- Hwy 48 & Woodfield
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- None
- Exterior
- Other, Stone
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $3,687 / 2026
- Days on market
- 10
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
broadloom · open concept
ceramic floor · w/o to deck
broadloom · walk-in closet(s)
cork floor · open concept
Hardwood Floor
broadloom · large window
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Virginia, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $399,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,211
- Property tax
- $307
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,518
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,473
- Estimated closing costs
- $6,473
Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $132,674
- Principal paid down
- $48,863
- Interest paid
- $83,811
- Balance remaining
- $351,057
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.