100 Milos Road, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13879300

$1,230,000
For Sale
Listed 10 days agoNo offer date stated

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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 100 Milos Road, a beautiful Aspen Ridge-built detached home nestled in the highly sought-after Jefferson community of Richmond Hill.
  • This spacious 4-bedroom, 3-bathroom family home offers a functional open-concept layout designed for comfortable everyday living.
  • The main floor features a bright and inviting living area, a separate dining space, hardwood flooring, and an open-concept kitchen with quartz countertops, stainless...
  • Upstairs, four well-proportioned bedrooms offer plenty of space for the entire family, including a spacious primary bedroom with a walk-in closet and ensuite bathroom.

Welcome to 100 Milos Road, a beautiful Aspen Ridge-built detached home nestled in the highly sought-after Jefferson community of Richmond Hill! This spacious 4-bedroom, 3-bathroom family home offers a functional open-concept layout designed for comfortable everyday living. The main floor features a bright and inviting living area, a separate dining space, hardwood flooring, and an open-concept kitchen with quartz countertops, stainless steel appliances, and a generous breakfast area with a walkout to the backyard. A solid wood staircase adds a touch of elegance, while the convenient main-floor laundry room provides additional practicality. Upstairs, four well-proportioned bedrooms offer plenty of space for the entire family, including a spacious primary bedroom with a walk-in closet and ensuite bathroom. Complete with a double-car garage and parking for four vehicles, this home is situated in an established, family-friendly neighbourhood surrounded by parks, scenic trails, golf courses, and natural green spaces. Conveniently located near schools, shopping, public transit, and major highways. A wonderful opportunity to own a detached family home in one of Richmond Hill's most desirable communities!

Key facts

Property type
Detached, 2-Storey
MLS®
N13879300
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
36.09 × 88.58 ft
Cross streets
Bathurst / Jefferson Sdrd
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,279 / 2025
Days on market
10
Listing brokerage
SMART SOLD REALTY

Rooms

Primary BedroomSecond5.61 × 3.66 m

hardwood floor · quartz counter · walk-in closet(s)

Living RoomMain3.35 × 4.88 m

hardwood floor · large window · open concept

Bedroom 4Second3.05 × 3.05 m

hardwood floor · large window · closet

Dining RoomMain3.96 × 3.35 m

hardwood floor · large window

Bedroom 2Second4.21 × 4.00 m

hardwood floor · large window · closet

BreakfastMain2.62 × 3.96 m

ceramic floor · open concept · w/o to yard

KitchenMain2.44 × 3.96 m

quartz counter · backsplash · stainless steel appl

Bedroom 3Second3.05 × 4.00 m

hardwood floor · large window · closet

LaundryMain3.50 × 1.83 m

Ceramic Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,606/mo
$234KIncome needed
5.3×Price ÷ income
$1,294Weekly cost
$21,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,606Property tax $523Total carry $6,129

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,441per month

Mortgage amount $984,000 · 4.49% over 25 years

$246,000Down payment (20.0%)
$984,000Loan before insurance
$0CMHC premium
$5,964Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,441
Property tax
$523
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,964

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,075
Estimated closing costs
$21,075

Plus your down payment of $246,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,585/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$648,211Total interest paid
$1,632,211Total of all payments
Principal $984,000 Interest $648,211
YearPrincipalInterestBalance
1$21,959$43,330$962,041
2$22,956$42,333$939,086
3$23,998$41,290$915,088
4$25,088$40,201$890,000
5$26,227$39,062$863,773
6$27,417$37,871$836,356
7$28,662$36,626$807,694
8$29,964$35,325$777,730
9$31,324$33,964$746,406
10$32,746$32,542$713,659
11$34,233$31,055$679,426
12$35,788$29,501$643,638
13$37,412$27,876$606,226
14$39,111$26,177$567,115
15$40,887$24,402$526,228
16$42,743$22,545$483,485
17$44,684$20,604$438,800
18$46,713$18,576$392,087
19$48,834$16,455$343,254
20$51,051$14,237$292,202
21$53,369$11,919$238,833
22$55,792$9,496$183,041
23$58,325$6,963$124,716
24$60,974$4,315$63,742
25$63,742$1,546$0

At the end of your 5-year term

Total paid over the term
$326,442
Principal paid down
$120,227
Interest paid
$206,216
Balance remaining
$863,773

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $6,279− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,177

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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