982 Wilbur Pipher Circle, Newmarket, ON

Stonehaven-Wyndham, Newmarket · MLS® N13879472

$1,299,000
For Sale
Listed 10 days agoNo offer date stated

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4+2Bedrooms
6Bathrooms
2Garage · 8 parking
3000-3500Sq ft

About this home

In short

  • Welcome To This Beautiful Detached Home In Newmarket's Highly Sought-After Copper Hills Community.
  • Situated On A Generous 59.5 Ft Frontage Lot, This Spacious Family Home Offers 3,062 Sq Ft Above Grade (MPAC), Plus A Fully Finished Walk-Out Basement, Featuring 4+2...
  • Enjoy 9 Ft Ceilings On The Main Floor And 8 Ft Ceilings On The Second Floor, Hardwood Flooring Throughout The Main And Upper Levels, An Elegant Oak Staircase, And...
  • Upstairs Offers 4 Spacious Bedrooms, Including A Primary Suite With A 5-Piece Ensuite And Walk-In Closet, Along With The Convenience Of Second-Floor Laundry.
  • One Of The Home's Biggest Highlights Is The Fully Finished Walk-Out Basement, Renovated In 2023, Featuring A Kitchen, Open-Concept Living And Dining Area, And 2...

Welcome To This Beautiful Detached Home In Newmarket's Highly Sought-After Copper Hills Community! Situated On A Generous 59.5 Ft Frontage Lot, This Spacious Family Home Offers 3,062 Sq Ft Above Grade (MPAC), Plus A Fully Finished Walk-Out Basement, Featuring 4+2 Bedrooms, 6 Bathrooms, And A Functional Open-Concept Layout. Enjoy 9 Ft Ceilings On The Main Floor And 8 Ft Ceilings On The Second Floor, Hardwood Flooring Throughout The Main And Upper Levels, An Elegant Oak Staircase, And Spacious Living And Family Areas Perfect For Everyday Living And Entertaining. The Kitchen Features Granite Countertops, A Centre Island, Tall Upper Cabinets, And A Bright Breakfast Area With Walk-Out To A Large Backyard Deck. A Generously Sized Main Floor Study Provides The Ideal Space For A Home Office. Upstairs Offers 4 Spacious Bedrooms, Including A Primary Suite With A 5-Piece Ensuite And Walk-In Closet, Along With The Convenience Of Second-Floor Laundry. One Of The Home's Biggest Highlights Is The Fully Finished Walk-Out Basement, Renovated In 2023, Featuring A Kitchen, Open-Concept Living And Dining Area, And 2 Bedrooms, Each With Its Own 3-Piece Ensuite. An Excellent Setup For Extended Family, Multi-Generational Living, Or Potential Rental Income. Additional Highlights Include Upgraded 200 Amp Electrical Service And Driveway Paving (2023). Double Car Garage With Parking For Up To 8 Vehicles. Conveniently Located Near Parks, Schools, Shopping, Restaurants, And Highway 404. A Wonderful Opportunity To Enjoy Spacious Family Living With Exceptional Flexibility And Added Living Space!

Key facts

Property type
Detached, 2-Storey
MLS®
N13879472
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
59.5 × 87.02 ft
Cross streets
Leslie/Mulock
Parking
2 garage · 8 parking (built-in)
Driveway
Private
Basement
Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,935 / 2025
Days on market
10
Listing brokerage
SMART SOLD REALTY

Rooms

KitchenMain3.90 × 3.38 m

ceramic floor · centre island · open concept

Living RoomBasement5.22 × 3.50 m

vinyl floor · open concept · large window

Bedroom 2Second4.60 × 3.70 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

FoyerMain4.14 × 2.38 m

hardwood floor · large closet · double doors

Living RoomMain5.22 × 3.60 m

hardwood floor · open concept · large window

Bedroom 3Second5.22 × 3.60 m

hardwood floor · semi ensuite · closet

KitchenBasement5.22 × 3.50 m

walk-out · open concept · vinyl floor

Primary BedroomSecond6.37 × 3.69 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

StudyMain5.22 × 3.60 m

hardwood floor · open concept · large window

BreakfastMain2.77 × 3.38 m

ceramic floor · w/o to balcony · french doors

Bedroom 2Basement2.80 × 3.60 m

vinyl floor · 3 pc ensuite · window

BedroomBasement2.90 × 3.50 m

vinyl floor · 3 pc ensuite · window

Bedroom 4Second3.50 × 3.68 m

hardwood floor · semi ensuite · closet

LaundrySecond2.80 × 2.00 m

Ceramic Floor

Family RoomMain7.44 × 4.30 m

hardwood floor · open concept · combined w/dining

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stonehaven-Wyndham, Newmarket, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,920/mo
$251KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,920Property tax $661Total carry $6,582

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,407Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$661
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,407

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $7,935− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,949

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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