312-20 Fred Varley Drive, Markham, ON
Unionville, Markham · MLS® N13880080
About this home
In short
- EV ParkingVirtual Tour with Staging Available! Welcome to The Varley Condos in prestigious Unionville.
- Bright and spacious 1 Bedroom + Den featuring a functional open-concept layout and a large den overlooking the rooftop garden-ideal for a home office, guest space, or...
- Steps to Main Street Unionville, Toogood Pond Park, shops, restaurants, parks, and transit.
*EV Parking*Virtual Tour with Staging Available!* Welcome to The Varley Condos in prestigious Unionville! Bright and spacious 1 Bedroom + Den featuring a functional open-concept layout and a large den overlooking the rooftop garden-ideal for a home office, guest space, or flexible living area. Modern kitchen with built-in appliances and ample storage. Generous bedroom with built-in closets and ensuite bath. **Includes a premium parking space with a dedicated EV charger-a rare and highly desirable feature in condominium living.** Enjoy amenities including a fitness centre, rooftop garden with BBQ area, and more. Steps to Main Street Unionville, Toogood Pond Park, shops, restaurants, parks, and transit. Move-in ready and located in one of Unionville's most sought-after communities!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13880080
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Highway 7 & Kennedy Rd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $607/mo
- Exposure
- North
- Property tax
- $2,026 / 2026
- Days on market
- 11
- Listing brokerage
- BAY STREET GROUP INC.
Rooms
large window · combined w/living · overlooks garden
open concept · hardwood floor
large window · b/i closet · north view
family size kitchen · b/i appliances · quartz counter
combined w/dining · open concept · w/o to balcony
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Unionville, Markham, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $495,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,742
- Property tax
- $169
- Condo / maintenance fees
- $607
- Heating
- $0
- Estimated monthly cost
- $3,518
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,873
- Estimated closing costs
- $8,873
Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $164,522
- Principal paid down
- $60,592
- Interest paid
- $103,929
- Balance remaining
- $435,328
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.