44 Seine Lane, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13880278

$890,000
For Sale
Listed 10 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Modern 1-year-new townhouse in the newly built Ivylea community, featuring 4 bedrooms, 4 bathrooms, a 2-car garage, and approximately 2,056 sq ft plus an unfinished...
  • 10-ft ceilings on the main floor and 9-ft ceilings on the upper levels.
  • Open Concept Kitchen with Quartz Countertop and S/S Appl , Large Centre Island w/ Breakfast Bar.
  • Primary Bdrm with Walk-In Closet & 4 Pcs Ensuite.
  • Excellent location close to Hwy 404, Richmond Green Secondary School, GO Station, public transit, Costco, plazas, parks, and more.

Modern 1-year-new townhouse in the newly built Ivylea community, featuring 4 bedrooms, 4 bathrooms, a 2-car garage, and approximately 2,056 sq ft plus an unfinished basement. Bright and spacious, Large windows, and abundant natural light. 10-ft ceilings on the main floor and 9-ft ceilings on the upper levels. Open Concept Kitchen with Quartz Countertop and S/S Appl , Large Centre Island w/ Breakfast Bar. Primary Bdrm with Walk-In Closet & 4 Pcs Ensuite. Ground floor the 4th Bedroom w/ 3 Pcs Ensuite Bath and direct garage access is perfect for extended family or guests. Excellent location close to Hwy 404, Richmond Green Secondary School, GO Station, public transit, Costco, plazas, parks, and more.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13880278
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
19.69 × 65.62 ft
Cross streets
Leslie St & 19th Avenue
Parking
2 garage (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
10
Listing brokerage
BAY STREET GROUP INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$1.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $494/sqft; this home lists at $396/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
890kThis home999k1.14M1.20MThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.00M
Jefferson
$999K
Westbrook
$1.07M
Oak Ridges Lake Wilcox
$1.02M
Oak Ridges
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,056/mo
$177KIncome needed
5.0×Price ÷ income
$936Weekly cost
$14,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,056Estimated property tax $556Total carry $4,613

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,937per month

Mortgage amount $712,000 · 4.49% over 25 years

$178,000Down payment (20.0%)
$712,000Loan before insurance
$0CMHC premium
$4,493Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,937
Estimated property tax
$556
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,493

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,275
Estimated closing costs
$14,275

Plus your down payment of $178,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,765/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$469,031Total interest paid
$1,181,031Total of all payments
Principal $712,000 Interest $469,031
YearPrincipalInterestBalance
1$15,889$31,352$696,111
2$16,610$30,631$679,501
3$17,364$29,877$662,137
4$18,153$29,088$643,984
5$18,977$28,264$625,007
6$19,839$27,403$605,168
7$20,739$26,502$584,429
8$21,681$25,560$562,748
9$22,665$24,576$540,082
10$23,695$23,547$516,388
11$24,770$22,471$491,617
12$25,895$21,346$465,722
13$27,071$20,170$438,651
14$28,300$18,941$410,351
15$29,585$17,656$380,767
16$30,928$16,313$349,838
17$32,332$14,909$317,506
18$33,800$13,441$283,706
19$35,335$11,906$248,370
20$36,939$10,302$211,431
21$38,617$8,625$172,814
22$40,370$6,871$132,444
23$42,203$5,038$90,241
24$44,119$3,122$46,122
25$46,122$1,119$0

At the end of your 5-year term

Total paid over the term
$236,206
Principal paid down
$86,993
Interest paid
$149,213
Balance remaining
$625,007

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $6,230− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,226

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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