12 Charnwood Place, Markham, ON

Aileen-Willowbrook, Markham · MLS® N13880930

$1,199,000
For Sale
Listed 9 days agoNo offer date stated

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3+2Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • A rare opportunity in a highly sought-after neighbourhood.
  • One of the home's most distinctive features is the permitted sunroom extension off the family room-a rarely offered addition providing valuable extra living space....
  • 2024 Main-Floor Renovations: Fully renovated kitchen with new built-in stainless-steel appliances, gas cooktop, Fotile range hood, 24" x 24" ceramic tiles and...
  • New engineered hardwood flooring throughout the living, dining and family rooms.
  • 2026 Second-Floor Renovations: New hardwood staircase with modern metal railings.

A rare opportunity in a highly sought-after neighbourhood! Located within the boundaries of two top-ranked secondary schools-St. Robert Catholic High School, ranked No. 1, and Thornlea Secondary School, ranked No. 23 in the Fraser Institute's 2023-2024 rankings, published in 2025. The local public school is approximately 300 metres away-an ideal location for families seeking quality education and a welcoming community. One of the home's most distinctive features is the permitted sunroom extension off the family room-a rarely offered addition providing valuable extra living space. $$$$ has been invested in extensive renovations and upgrades. 2024 Main-Floor Renovations: Fully renovated kitchen with new built-in stainless-steel appliances, gas cooktop, Fotile range hood, 24" x 24" ceramic tiles and seamless backsplash for easy maintenance. New engineered hardwood flooring throughout the living, dining and family rooms. Upgraded powder room. Fresh paint throughout. Dry-erase feature wall - Perfect for children's creativity. Glass-enclosed front porch offering added protection from winter weather. 2026 Second-Floor Renovations: New hardwood staircase with modern metal railings. New engineered hardwood flooring and fresh paint throughout. Upgraded four-piece primary ensuite with mirrored cabinet. Upgraded three-piece guest bathroom with glass-enclosed shower. New lighting fixtures. Nestled on a quiet street surrounded by parks and scenic trails, the home offers convenient access to Highways 404 and 407. Community centres, shops, restaurants, supermarkets and Langstaff GO Station are all just minutes driving away. Don't miss this exceptional opportunity to own a beautifully renovated home in one of the area's most desirable family-friendly neighbourhoods!

Key facts

Property type
Detached, 2-Storey
MLS®
N13880930
Bedrooms
3+2 (5 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
30 × 115 ft
Cross streets
Bayview Ave / Willowbrook Rd
Parking
1 garage · 2 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$5,863 / 2026
Days on market
9
Listing brokerage
BAY STREET INTEGRITY REALTY INC.

Rooms

Bedroom 2Second4.38 × 2.69 m

hardwood floor · 3 pc bath

Game RoomBasement6.02 × 3.27 m

Window

Dining RoomGround3.14 × 2.49 m

combined w/family · hardwood floor

KitchenGround6.40 × 2.47 m

b/i appliances · ceramic floor · breakfast area

LaundryBasement7.18 × 2.32 m

Window

Exercise RoomBasement3.54 × 3.17 m
Living RoomGround3.35 × 2.49 m

Hardwood Floor

Family RoomGround6.26 × 5.75 m

hardwood floor · greenhouse window · combined w/dining

Bedroom 3Second3.31 × 3.37 m

Hardwood Floor

Primary BedroomSecond6.19 × 3.35 m

4 pc ensuite · double closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Aileen-Willowbrook, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,465/mo
$227KIncome needed
5.3×Price ÷ income
$1,261Weekly cost
$20,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,465Property tax $489Total carry $5,953

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,792Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$489
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,792

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Estimated closing costs
$20,455

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $5,863− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,379

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.

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