108 Westolivia Trail, Vaughan, ON

Patterson, Vaughan · MLS® N13881464

$1,249,000
For Sale
Listed 10 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Designer-Led Full Renovation in Sought-After Patterson.
  • Inside, the fully renovated main level (2022) features pot lights, smooth ceilings, and new flooring throughout, with all-day natural light from the south-facing rear.
  • Upstairs: oversized bedrooms, second-floor laundry, and a renovated primary ensuite (2022) with heated floors and recessed rain shower.
  • The finished basement adds a fourth bedroom and flexible living space.
  • Steps to top-rated schools, parks, and transit.

Designer-Led Full Renovation in Sought-After Patterson. Brand-new interlocking sets the tone before you reach the front door. Inside, the fully renovated main level (2022) features pot lights, smooth ceilings, and new flooring throughout, with all-day natural light from the south-facing rear. The kitchen anchors it all - large central island, new appliances, generous counter space, and built-in organizers. Upstairs: oversized bedrooms, second-floor laundry, and a renovated primary ensuite (2022) with heated floors and recessed rain shower. The finished basement adds a fourth bedroom and flexible living space. Every big-ticket item is done - roof (2021), new front and back doors, new garage door opener, and an owned hybrid heat pump/AC and furnace (2024) with no rental fees. Sunny south-facing backyard with patio - move-in ready. Steps to top-rated schools, parks, and transit.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13881464
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
22.5 × 98.5 ft
Cross streets
Dufferin/Autumn Hill
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,537 / 2026
Days on market
10
Listing brokerage
RE/MAX EXPERTS

Rooms

Bedroom 2Second4.49 × 2.46 m

hardwood floor · large window · large closet

LaundrySecond2.54 × 1.83 m

large window · ceramic floor

Primary BedroomSecond5.13 × 3.58 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 3Second4.01 × 2.54 m

hardwood floor · large window · large closet

KitchenMain3.56 × 5.33 m

granite counters · centre island · overlooks backyard

BedroomBasement4.24 × 2.54 m

laminate · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Patterson · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $588/sqft; this home lists at $714/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.25MThis home1.10M999k988kThis home vs active comparables

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$1.01M
Vellore Village
$1.08M
East Woodbridge
$1.07M
Sonoma Heights
$1.09M
West Woodbridge
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,693/mo
$235KIncome needed
5.3×Price ÷ income
$1,314Weekly cost
$21,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,693Property tax $461Total carry $6,154

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,525per month

Mortgage amount $999,200 · 4.49% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$5,986Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,525
Property tax
$461
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,986

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Estimated closing costs
$21,455

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,687/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,224Total interest paid
$1,657,424Total of all payments
Principal $999,200 Interest $658,224
YearPrincipalInterestBalance
1$22,298$43,999$976,902
2$23,310$42,987$953,592
3$24,369$41,928$929,223
4$25,475$40,822$903,748
5$26,632$39,665$877,116
6$27,841$38,456$849,275
7$29,105$37,192$820,170
8$30,427$35,870$789,744
9$31,808$34,489$757,936
10$33,252$33,045$724,683
11$34,762$31,535$689,921
12$36,340$29,957$653,581
13$37,990$28,307$615,590
14$39,715$26,582$575,875
15$41,519$24,778$534,357
16$43,404$22,893$490,953
17$45,374$20,923$445,579
18$47,435$18,862$398,144
19$49,588$16,709$348,556
20$51,840$14,457$296,716
21$54,193$12,104$242,523
22$56,654$9,643$185,869
23$59,226$7,071$126,642
24$61,916$4,381$64,727
25$64,727$1,570$0

At the end of your 5-year term

Total paid over the term
$331,485
Principal paid down
$122,084
Interest paid
$209,401
Balance remaining
$877,116

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,537− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,705

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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