Lot 8-43 Harold Wilson Lane, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13881656

$1,314,179
For Sale
Listed 4 days agoNo offer date stated

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3Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • WOW, What an Opportunity.
  • Own a versatile live/work unit at Townsquare by OPUS Homes (2021 & 2024 BILD Builder of the Year).
  • This unique 2-story design offers a roomy, modern living space on the second level and a ground-floor boutique/studio with rare 4-car parking.

WOW, What an Opportunity! Own a versatile live/work unit at Townsquare by OPUS Homes (2021 & 2024 BILD Builder of the Year). This unique 2-story design offers a roomy, modern living space on the second level and a ground-floor boutique/studio with rare 4-car parking! Take advantage of the exclusive mixed-use zoning: use the lower level for professional services, a creative studio, or simply as additional residential living space-the choice is yours. Built with signature Green Initiatives for peak energy efficiency and loaded with upgrades. First-Time Buyers: Don't forget that the First Time Home Buyer Rebate is applicable to this sale! Maximize your investment in this remarkable, award-winning Richmond Hill community.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13881656
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
25 × 79 ft
Cross streets
Leslie & Elgin Mills
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
4
Listing brokerage
6H REALTY INC.

Rooms

Bedroom 2Main3.05 × 2.74 m

large closet · large window

Great RoomMain3.66 × 3.20 m

w/o to balcony · w/o to balcony

Primary BedroomMain4.04 × 4.88 m

walk-in closet(s) · 3 pc ensuite

BreakfastMain2.19 × 4.93 m

open concept · combined w/kitchen · combined w/great rm

Bedroom 3Main3.43 × 3.05 m

large closet · window

KitchenMain3.66 × 4.88 m

Combined w/Br

StudyLower7.19 × 5.95 m

2 Pc Ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,990/mo
$259KIncome needed
5.1×Price ÷ income
$1,382Weekly cost
$22,759Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,990Estimated property tax $821Total carry $6,811

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,813per month

Mortgage amount $1,051,343 · 4.49% over 25 years

$262,836Down payment (20.0%)
$1,051,343Loan before insurance
$0CMHC premium
$6,634Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,813
Estimated property tax
$821
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,634

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,759
Estimated closing costs
$22,759

Plus your down payment of $262,836. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,036/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$692,574Total interest paid
$1,743,917Total of all payments
Principal $1,051,343 Interest $692,574
YearPrincipalInterestBalance
1$23,462$46,295$1,027,882
2$24,527$45,230$1,003,355
3$25,640$44,116$977,715
4$26,805$42,952$950,910
5$28,022$41,735$922,888
6$29,294$40,463$893,595
7$30,624$39,133$862,971
8$32,014$37,742$830,956
9$33,468$36,289$797,488
10$34,988$34,769$762,501
11$36,576$33,181$725,925
12$38,237$31,520$687,688
13$39,973$29,784$647,715
14$41,788$27,969$605,927
15$43,685$26,072$562,242
16$45,669$24,088$516,573
17$47,742$22,014$468,831
18$49,910$19,847$418,921
19$52,176$17,581$366,745
20$54,545$15,212$312,200
21$57,022$12,735$255,179
22$59,611$10,146$195,568
23$62,317$7,440$133,251
24$65,147$4,610$68,104
25$68,104$1,652$0

At the end of your 5-year term

Total paid over the term
$348,783
Principal paid down
$128,455
Interest paid
$220,329
Balance remaining
$922,888

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $9,199− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,257

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of 6H REALTY INC.. MLS®/PropTx.

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