815 Rockaway Road, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13881880

$1,088,888
For Sale
Listed 10 days agoNo offer date stated
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3+2Bedrooms
4Bathrooms
2Garage · 7 parking
1500-2000Sq ft

About this home

In short

  • Experience true modern luxury located in the highly sought-after Willow Beach area in the heart of cottage country.
  • No expense was spared in 2018, with over $400K invested in a meticulous top-to-bottom renovation for personal use, featuring high-end exterior stone cladding, a new...
  • The interior is a designer's dream, boasting soaring cathedral ceilings and an abundance of natural light that flows through the open-concept living spaces.
  • The gourmet kitchen, spa-like bathrooms, and custom laundry room are straight out of a design magazine.
  • For additional flexibility, the finished basement includes a separate entrance and two bedrooms, perfect for guests or an in-law suite.

Experience true modern luxury located in the highly sought-after Willow Beach area in the heart of cottage country. No expense was spared in 2018, with over $400K invested in a meticulous top-to-bottom renovation for personal use, featuring high-end exterior stone cladding, a new roof, and fresh siding. The interior is a designer's dream, boasting soaring cathedral ceilings and an abundance of natural light that flows through the open-concept living spaces. The main floor features a spacious primary bedroom for convenient living, complemented by a total of 3 bedrooms and 3.5 bathrooms. The gourmet kitchen, spa-like bathrooms, and custom laundry room are straight out of a design magazine. For additional flexibility, the finished basement includes a separate entrance and two bedrooms, perfect for guests or an in-law suite. Outside, you'll find a freshly designed and manicured landscape along with a massive two-door double garage and an oversized driveway. This turn-key masterpiece is just steps from the shores of Lake Simcoe, offering the ultimate lifestyle retreat.

Key facts

Property type
Detached, 2-Storey
MLS®
N13881880
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
60.01 × 160 ft
Cross streets
Rockaway Rd & Metro Rd N
Parking
2 garage · 7 parking (detached)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,440 / 2025
Days on market
10
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Second4.50 × 2.80 m

hardwood floor · walk-in closet(s) · w/o to balcony

RecreationBasement6.80 × 4.70 m

vinyl floor · closet · 3 pc bath

Primary BedroomMain4.40 × 2.90 m

vaulted ceiling(s) · 3 pc ensuite · double closet

Dining RoomMain4.40 × 3.90 m

vaulted ceiling(s) · w/o to deck · pot lights

Bedroom 5Basement2.30 × 2.80 m

vinyl floor · window

Bedroom 4Basement3.00 × 3.20 m

vinyl floor · window

LaundryBasement4.00 × 2.60 m

window · laundry sink

Great RoomMain7.80 × 4.60 m

gas fireplace · open concept · pot lights

KitchenMain3.90 × 2.80 m

stainless steel appl · quartz counter · pot lights

Bedroom 3Second3.40 × 3.20 m

hardwood floor · walk-in closet(s) · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.20Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $641/sqft; this home lists at $622/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.09MThis home1.16M999k1.44MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$707K
Keswick North
$960K
Virginia
$683K
Keswick South
$861K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,963/mo
$210KIncome needed
5.2×Price ÷ income
$1,145Weekly cost
$18,253Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,963Property tax $537Total carry $5,499

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,817per month

Mortgage amount $871,110 · 4.49% over 25 years

$217,778Down payment (20.0%)
$871,110Loan before insurance
$0CMHC premium
$5,353Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,817
Property tax
$537
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,353

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,253
Estimated closing costs
$18,253

Plus your down payment of $217,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,830/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$573,845Total interest paid
$1,444,956Total of all payments
Principal $871,110 Interest $573,845
YearPrincipalInterestBalance
1$19,439$38,359$851,671
2$20,322$37,476$831,349
3$21,245$36,553$810,104
4$22,209$35,589$787,895
5$23,218$34,580$764,677
6$24,272$33,526$740,405
7$25,374$32,424$715,031
8$26,526$31,272$688,505
9$27,731$30,068$660,774
10$28,990$28,809$631,785
11$30,306$27,492$601,479
12$31,682$26,116$569,797
13$33,120$24,678$536,677
14$34,624$23,174$502,052
15$36,196$21,602$465,856
16$37,840$19,959$428,017
17$39,558$18,241$388,459
18$41,354$16,444$347,105
19$43,231$14,567$303,874
20$45,194$12,604$258,679
21$47,246$10,552$211,433
22$49,391$8,407$162,042
23$51,634$6,164$110,408
24$53,978$3,820$56,429
25$56,429$1,369$0

At the end of your 5-year term

Total paid over the term
$288,991
Principal paid down
$106,434
Interest paid
$182,558
Balance remaining
$764,677

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $6,440− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,802

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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