2-15 Old Colony Road, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13882338

$699,000
For Sale
Listed 6 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 15, 2026, 8:17 p.m.. Price and status may have changed since; refresh in a minute for the live version.

Request a showing
◎ Directions
3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Rare Find End Unit Townhouse Onto Ravine View.
  • Large Windows On 3 Sides Bring In Plenty Of Sunshine.
  • 9 FT Ceiling On Main With Bright Ravine View.
  • Ideal Layout With Living/Family/An Extra Bedroom On Ground Level, Open Concept Family Room, Kitchen With Breakfast Area Looking Over Backyard Garden And An Expansive...

Rare Find End Unit Townhouse Onto Ravine View! Large Windows On 3 Sides Bring In Plenty Of Sunshine! 9 FT Ceiling On Main With Bright Ravine View! One Of A Kind In The Neighbourhood! Wood Flooring Throughout! Ideal Layout With Living/Family/An Extra Bedroom On Ground Level, Open Concept Family Room, Kitchen With Breakfast Area Looking Over Backyard Garden And An Expansive Dining Room On Main Level, 3 Generously Sized Bedrooms With 4 Pcs Ensuite Primary Suite. Biggest Lot In The Neighbourhood! Open Green Space Yard On The Side Of The Unit! Close To All Amenities, Community Center, Arena, Transit, Schools, Grocery Shops, Lake Wilcox And Bond Lake.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13882338
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
36.19 × 54.98 ft
Cross streets
Yonge / Old Colony
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,586 / 2025
Days on market
6
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Dining RoomMain4.45 × 3.08 m

hardwood floor · large window · overlooks frontyard

KitchenMain3.70 × 2.52 m

stainless steel appl · stainless steel appl · backsplash

Bedroom 3Upper4.70 × 3.68 m

wood · large window · closet

Primary BedroomUpper4.60 × 3.32 m

4 pc ensuite · wood · overlooks ravine

Bedroom 2Upper3.56 × 2.77 m

wood · overlooks ravine · large window

Family RoomMain5.76 × 4.21 m

hardwood floor · large window · overlooks ravine

Living RoomGround4.93 × 4.30 m

w/o to yard · wood · large window

BreakfastMain3.99 × 2.92 m

combined w/kitchen · combined w/kitchen · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$138KIncome needed
5.1×Price ÷ income
$735Weekly cost
$10,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,186Property tax $382Total carry $3,568

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,474Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$382
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,474

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $4,586− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,656

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

CallRequest a showing