111 Millcliff Circle, Aurora, ON

Aurora Grove, Aurora · MLS® N13883178

$989,000
For Sale
Listed 10 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Stunning End-Unit Townhome That Lives Like A Semi.
  • New Driveway Completed Oct 2026.Bright, Functional Layout With A Finished Walk-Out Basement To The Yard.
  • Over 2,000 Sq Ft Of Total Indoor Living Space.

Stunning End-Unit Townhome That Lives Like A Semi! Move-In Ready With New Laminate Flooring On The Main & Second Levels And Smooth Ceilings Throughout. New Driveway Completed Oct 2026.Bright, Functional Layout With A Finished Walk-Out Basement To The Yard. Over 2,000 Sq Ft Of Total Indoor Living Space. A Must See!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13883178
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
28.25 × 91.86 ft
Cross streets
Bayview / Wellington
Parking
2 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,086 / 2026
Days on market
10
Listing brokerage
TRUSTWELL REALTY INC.

Rooms

BreakfastGround3.00 × 2.81 m

w/o to deck · combined w/family

Bedroom 3Second4.03 × 3.43 m

Double Closet

RecreationBasement6.60 × 5.50 m

w/o to patio · pot lights · l-shaped room

KitchenGround3.80 × 3.40 m

b/i dishwasher · breakfast bar · pot lights

Primary BedroomSecond5.10 × 4.75 m

4 pc ensuite · walk-in closet(s)

Bedroom 2Second3.33 × 3.41 m

Double Closet

OfficeSecond2.72 × 2.71 m

window · open concept · pot lights

Dining RoomGround3.70 × 3.43 m

window · formal rm · pot lights

Family RoomGround4.05 × 3.60 m

gas fireplace · window · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Aurora Grove · asking prices
$916kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $602/sqft; this home lists at $565/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
989kThis home1.20M838k868k758kThis home vs active comparables

Neighbourhood & location

Aurora Grove, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Wellington
$865K
Bayview Northeast
$1.10M
Rural Aurora
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,508/mo
$189KIncome needed
5.2×Price ÷ income
$1,040Weekly cost
$16,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,508Property tax $424Total carry $4,931

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,375per month

Mortgage amount $791,200 · 4.49% over 25 years

$197,800Down payment (20.0%)
$791,200Loan before insurance
$0CMHC premium
$4,799Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,375
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,799

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,255
Estimated closing costs
$16,255

Plus your down payment of $197,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,295/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,204Total interest paid
$1,312,404Total of all payments
Principal $791,200 Interest $521,204
YearPrincipalInterestBalance
1$17,656$34,840$773,544
2$18,458$34,038$755,086
3$19,296$33,200$735,790
4$20,172$32,324$715,618
5$21,088$31,408$694,530
6$22,045$30,451$672,485
7$23,046$29,450$649,438
8$24,093$28,403$625,345
9$25,187$27,309$600,159
10$26,330$26,166$573,828
11$27,526$24,970$546,303
12$28,776$23,721$517,527
13$30,082$22,414$487,445
14$31,448$21,048$455,997
15$32,876$19,620$423,121
16$34,368$18,128$388,753
17$35,929$16,567$352,824
18$37,560$14,936$315,264
19$39,266$13,231$275,998
20$41,048$11,448$234,950
21$42,912$9,584$192,038
22$44,861$7,636$147,177
23$46,897$5,599$100,280
24$49,027$3,469$51,253
25$51,253$1,243$0

At the end of your 5-year term

Total paid over the term
$262,481
Principal paid down
$96,670
Interest paid
$165,811
Balance remaining
$694,530

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $5,086− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,156

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TRUSTWELL REALTY INC.. MLS®/PropTx.

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