11 Alpaca Drive, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13883668

$2,199,000
For Sale
Listed 4 days agoNo offer date stated

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4+2Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • This executive 3,632 sq. ft.
  • (MPAC) residence backs onto a serene conservation area with breathtaking panoramic ravine and park views.
  • The main level features soaring 10 ft ceilings, an impressive 18 ft high family room overlooking nature, a formal dining room with coffered ceilings, a bright living...
  • Gleaming hardwood floors run throughout this super clean, fresh paint,meticulously maintained home.
  • The professionally finished walk-out basement provides flexible multi-generational or extended living space, complete with its own kitchen, bedroom, 2 bathrooms, and...

An absolute showstopper! This executive 3,632 sq. ft. (MPAC) residence backs onto a serene conservation area with breathtaking panoramic ravine and park views. The main level features soaring 10 ft ceilings, an impressive 18 ft high family room overlooking nature, a formal dining room with coffered ceilings, a bright living room with a bay window, and a gourmet kitchen with an oversized center island. Gleaming hardwood floors run throughout this super clean, fresh paint,meticulously maintained home. The second floor offers 4 spacious bedrooms and 3 full washrooms. The professionally finished walk-out basement provides flexible multi-generational or extended living space, complete with its own kitchen, bedroom, 2 bathrooms, and direct access to a gorgeous landscaped yard. new Grage Door, Located in top-ranked school zones for Richmond Hill High School and St. Teresa of Lisieux Catholic High School, steps from scenic trails, parks, transit, and all amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13883668
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
55.12 × 88.58 ft
Cross streets
Bathurst/Gamble
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$9,456 / 2026
Days on market
4
Listing brokerage
AIMHOME REALTY INC.

Rooms

Great RoomBasement5.80 × 4.01 m

laminate · w/o to yard · pot lights

Dining RoomMain3.65 × 4.57 m

hardwood floor · vaulted ceiling(s) · picture window

Family RoomMain5.79 × 4.87 m

hardwood floor · gas fireplace · overlooks park

BedroomBasement4.30 × 4.24 m

laminate · 4 pc ensuite · overlooks ravine

Primary BedroomSecond5.39 × 4.26 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 4Second4.02 × 5.36 m

hardwood floor · 4 pc ensuite · double closet

BreakfastMain4.69 × 3.35 m

ceramic floor · w/o to deck · overlooks ravine

LibraryMain2.74 × 4.08 m

hardwood floor · french doors · formal rm

Bedroom 3Second4.51 × 3.28 m

hardwood floor · semi ensuite · picture window

KitchenMain4.14 × 3.96 m

corian counter · centre island · pot lights

Bedroom 2Second3.35 × 4.08 m

hardwood floor · semi ensuite · walk-in closet(s)

Living RoomMain3.65 × 4.57 m

hardwood floor · bay window · picture window

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$10,022/mo
$409KIncome needed
5.4×Price ÷ income
$2,313Weekly cost
$41,450Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,022Property tax $788Total carry $10,810

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,727per month

Mortgage amount $1,759,200 · 4.49% over 25 years

$439,800Down payment (20.0%)
$1,759,200Loan before insurance
$0CMHC premium
$10,515Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,727
Property tax
$788
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,515

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,450
Estimated closing costs
$41,450

Plus your down payment of $439,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,773/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,158,876Total interest paid
$2,918,076Total of all payments
Principal $1,759,200 Interest $1,158,876
YearPrincipalInterestBalance
1$39,258$77,465$1,719,942
2$41,040$75,683$1,678,902
3$42,904$73,819$1,635,998
4$44,852$71,871$1,591,146
5$46,888$69,835$1,544,258
6$49,017$67,706$1,495,241
7$51,243$65,480$1,443,999
8$53,569$63,154$1,390,429
9$56,002$60,722$1,334,428
10$58,544$58,179$1,275,884
11$61,202$55,521$1,214,681
12$63,981$52,742$1,150,700
13$66,886$49,837$1,083,814
14$69,923$46,800$1,013,891
15$73,098$43,625$940,793
16$76,417$40,306$864,376
17$79,886$36,837$784,490
18$83,514$33,209$700,976
19$87,305$29,418$613,670
20$91,269$25,454$522,401
21$95,413$21,310$426,987
22$99,746$16,977$327,242
23$104,274$12,449$222,967
24$109,009$7,714$113,958
25$113,958$2,765$0

At the end of your 5-year term

Total paid over the term
$583,615
Principal paid down
$214,942
Interest paid
$368,673
Balance remaining
$1,544,258

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $9,456− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,642

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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