11 Herbert Wales Crescent, Markham, ON

Victoria Square, Markham · MLS® N13883834

$1,788,000
For Sale
Listed 7 days agoNo offer date stated

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5Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Welcome To This Impressive Monarch-Built Executive Home In The Desirable Victoria Square Community.
  • This Rarely Offered 2.5-Storey Home Features A Spacious, Open-Concept Layout With A South-Facing Exposure And Abundant Natural Light.
  • The Main Floor Boasts 9' Ceilings, Upgraded Hardwood Flooring And Cabinetry, And A Sun-Filled Family Room With A Beautiful Marble Fireplace.
  • Conveniently Located Close To Schools, Parks And Hwy 404.
  • New Air Conditioner (2026), New Range Hood(2025).

Welcome To This Impressive Monarch-Built Executive Home In The Desirable Victoria Square Community! Freshly Painted and Custom Wood Shutters Throughout The Home! This Rarely Offered 2.5-Storey Home Features A Spacious, Open-Concept Layout With A South-Facing Exposure And Abundant Natural Light. The Main Floor Boasts 9' Ceilings, Upgraded Hardwood Flooring And Cabinetry, And A Sun-Filled Family Room With A Beautiful Marble Fireplace. The Modern Kitchen Offers Ample Counter Space And A Walk-Out To The Backyard, Perfect For Everyday Living And Entertaining. The Rarely Seen Third-Floor Loft Provides Exceptional Additional Living Space, Complete With A Walk-In Closet And 4-Pc Ensuite Bathroom-Ideal As A Private Retreat, Home Office Or Guest Suite. The Basement Features Large Windows And Excellent Potential For A Future Walk-Out. Conveniently Located Close To Schools, Parks And Hwy 404. New Air Conditioner (2026), New Range Hood(2025).

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
N13883834
Bedrooms
5
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
11.6 × 30 ft
Cross streets
Elgin Mills Rd E/ Woodbine Ave
Parking
2 garage · 4 parking (built-in)
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,174 / 2025
Days on market
7
Listing brokerage
JDL REALTY INC.

Rooms

Family RoomGround5.76 × 3.64 m

fireplace · hardwood floor · pot lights

Bedroom 4Second3.97 × 3.42 m

hardwood floor · semi ensuite

Primary BedroomSecond5.76 × 4.25 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 2Second3.94 × 3.76 m

hardwood floor · 4 pc ensuite

KitchenGround4.50 × 2.61 m

centre island · backsplash · w/o to deck

Bedroom 3Second3.94 × 3.64 m

hardwood floor · semi ensuite

Living RoomGround8.79 × 3.73 m

combined w/dining · hardwood floor · pot lights

Bedroom 5Third5.76 × 9.51 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Dining RoomGround8.79 × 3.73 m

combined w/living · hardwood floor · pot lights

BreakfastGround5.15 × 3.03 m

w/o to deck · ceramic floor · california shutters

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Victoria Square, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$8,149/mo
$335KIncome needed
5.3×Price ÷ income
$1,881Weekly cost
$32,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,149Property tax $681Total carry $8,830

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,909per month

Mortgage amount $1,430,400 · 4.49% over 25 years

$357,600Down payment (20.0%)
$1,430,400Loan before insurance
$0CMHC premium
$8,590Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,909
Property tax
$681
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,590

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,235
Estimated closing costs
$32,235

Plus your down payment of $357,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,572/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$942,278Total interest paid
$2,372,678Total of all payments
Principal $1,430,400 Interest $942,278
YearPrincipalInterestBalance
1$31,920$62,987$1,398,480
2$33,370$61,537$1,365,110
3$34,885$60,022$1,330,225
4$36,469$58,438$1,293,756
5$38,125$56,783$1,255,632
6$39,856$55,051$1,215,776
7$41,665$53,242$1,174,111
8$43,557$51,350$1,130,554
9$45,535$49,372$1,085,019
10$47,602$47,305$1,037,417
11$49,763$45,144$987,653
12$52,023$42,884$935,631
13$54,385$40,522$881,246
14$56,854$38,053$824,391
15$59,436$35,471$764,956
16$62,134$32,773$702,821
17$64,955$29,952$637,866
18$67,905$27,002$569,961
19$70,988$23,919$498,974
20$74,211$20,696$424,763
21$77,580$17,327$347,182
22$81,103$13,804$266,079
23$84,785$10,122$181,294
24$88,635$6,272$92,659
25$92,659$2,248$0

At the end of your 5-year term

Total paid over the term
$474,536
Principal paid down
$174,768
Interest paid
$299,767
Balance remaining
$1,255,632

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $8,174− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $68,924

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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