61 Millcliff Circle, Aurora, ON

Aurora Grove, Aurora · MLS® N13884672

$959,000
For Sale
Listed 9 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this rarely found semi-detached home with 2-car garage and 2-car driveway, offering approximately 1,700 sq. ft.
  • Designed for everyday living and entertaining, the main level features a spacious open-concept living room with pot lights, a separate dining/family room with a cozy...
  • The Finished Walk-Out Basement adds a generous Rec. room with patio doors opening to a private deck and garden, the Pot Lights and Laminated Flooring .
  • Additional highlights include Engineered Hardwood Floor Thru Main and 2nd Floors, Hardwood Staircase with Metal Pickets, Over-sized Windows, a built-in double garage...
  • Conveniently close to Hwy 404, Aurora GO Train.

Welcome to this rarely found semi-detached home with 2-car garage and 2-car driveway, offering approximately 1,700 sq. ft. (1st and 2nd floors) in a highly desirable Aurora Grove Community. Designed for everyday living and entertaining, the main level features a spacious open-concept living room with pot lights, a separate dining/family room with a cozy fireplace, and an open concept eat-in kitchen with granite counters, upgraded stainless steel kitchen appliances, pot drawers, a pantry with pull-outs & garburator. Upstairs, the 2nd floor offers three well-sized bedrooms, including a primary retreat with a closet and the remodeled principal ensuite bath. The Finished Walk-Out Basement adds a generous Rec. room with patio doors opening to a private deck and garden, the Pot Lights and Laminated Flooring . Additional highlights include Engineered Hardwood Floor Thru Main and 2nd Floors, Hardwood Staircase with Metal Pickets, Over-sized Windows, a built-in double garage with 2-car driveway, direct access to and from the garage, central vacuum, and a roof replaced in 2018. Conveniently close to Hwy 404, Aurora GO Train. Minutes Drive to Aurora Gateway Centre, St. Maximilian Kolbe Catholic High School, Longo's Aurora, The Home Depot, Shopping, Cinemas, Restaurants, the Golf courses, Parks and Walking Trails!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13884672
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
23.13 × 91.86 ft
Cross streets
Bayview / Wellington
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,816 / 2025
Days on market
9
Listing brokerage
POWER 7 REALTY

Rooms

LaundryBasement0.00 × 0.00 m
RecreationBasement6.71 × 4.60 m

laminate · overlooks garden · pot lights

Bedroom 3Second5.41 × 4.78 m

large window · overlooks garden · laminate

Living RoomMain5.06 × 5.61 m

open concept · pot lights · laminate

Primary BedroomSecond5.31 × 3.68 m

4 pc ensuite · large closet · large window

KitchenMain6.60 × 3.79 m

backsplash · b/i appliances · granite counters

Bedroom 2Second3.20 × 3.73 m

large closet · large window · laminate

Dining RoomMain5.31 × 5.13 m

fireplace · pot lights · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Aurora Grove, Aurora, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Aurora Heights
$793K
Aurora Highlands
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,371/mo
$183KIncome needed
5.2×Price ÷ income
$1,009Weekly cost
$15,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,371Property tax $401Total carry $4,772

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,242per month

Mortgage amount $767,200 · 4.49% over 25 years

$191,800Down payment (20.0%)
$767,200Loan before insurance
$0CMHC premium
$4,643Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,242
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,643

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,655
Estimated closing costs
$15,655

Plus your down payment of $191,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,134/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$505,394Total interest paid
$1,272,594Total of all payments
Principal $767,200 Interest $505,394
YearPrincipalInterestBalance
1$17,121$33,783$750,079
2$17,898$33,006$732,181
3$18,711$32,193$713,471
4$19,560$31,344$693,911
5$20,448$30,455$673,462
6$21,377$29,527$652,086
7$22,347$28,556$629,738
8$23,362$27,542$606,376
9$24,423$26,481$581,954
10$25,532$25,372$556,422
11$26,691$24,213$529,731
12$27,903$23,001$501,829
13$29,170$21,734$472,659
14$30,494$20,410$442,165
15$31,879$19,025$410,287
16$33,326$17,578$376,961
17$34,839$16,065$342,122
18$36,421$14,483$305,701
19$38,075$12,829$267,626
20$39,803$11,100$227,823
21$41,611$9,293$186,212
22$43,500$7,404$142,713
23$45,475$5,429$97,238
24$47,540$3,364$49,698
25$49,698$1,206$0

At the end of your 5-year term

Total paid over the term
$254,519
Principal paid down
$93,738
Interest paid
$160,781
Balance remaining
$673,462

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,816− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,426

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of POWER 7 REALTY. MLS®/PropTx.

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