544 Jack Giles Circle, Newmarket, ON

Summerhill Estates, Newmarket · MLS® N13884752

$588,800
For Sale
Listed 9 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Absolute Pride Of Ownership.
  • Its Unique Features Include: Soaring 12' Ceiling at Entrance Hallway, Fantastic Layout & Plenty of Natural Light.
  • Open Concept Living & Dining Rooms W/Pot Lights & Premium Flooring.
  • From Your Living Room Step Outdoors and Enjoy Your Very Own Private Backyard.
  • This Townhome Got Plenty Of Top $$$ Upgrades: New Driveway (2026), Newer Roof (2024), Newer Windows (2024), New Outside Metal Railings & Steps (2026) and More.

Absolute Pride Of Ownership! This Bright and Spacious 3+1 bedroom Townhome Nestled in a Highly-Desirable Summerhills Estates Community. It Will Absolutely Impress You With Its Breathtaking Elegance & Excellent Layout! This Fabulous Townhome Is One of the Largest Units in This Family-Friendly Complex. Its Unique Features Include: Soaring 12' Ceiling at Entrance Hallway, Fantastic Layout & Plenty of Natural Light! Open Concept Living & Dining Rooms W/Pot Lights & Premium Flooring! Spacious Kitchen W/Modern Cabinetry, Quartz Countertop, S/S Appliances & Breakfast Bar. Oak Stairs W/Wrought Iron Pickets Will Lead You To the Second Level, Where you Will Find Large Master Bedroom W/His & Her Closets. Two Other Bedrooms Feature Spacious Closet Space and Large Windows. The Lower Level Offers Fully Finished Cozy Basement With 3-piece Washroom. It's Perfect for Home Office , Recreation Room or Can Be Used as 4th Bedroom. From Your Living Room Step Outdoors and Enjoy Your Very Own Private Backyard! This Complex is Superbly Run by an Excellent Property Management! This Townhome Got Plenty Of Top $$$ Upgrades: New Driveway (2026), Newer Roof (2024), Newer Windows (2024), New Outside Metal Railings & Steps (2026) and More! Amazing Location! Walk To Plaza, Public Transit, Parks, Nearby Nature Trails Like "Jokers Hill"! Great School Zone! Amenities Include: Common Area Snow Removal/Landscaping, Visitor Parking, Playground & Park! This Townhome Shows Like A Model Feels Like Home! Don't Let This One Pass You By!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
N13884752
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Bathurst St & Mulock Dr
Parking
1 garage · 2 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$350/mo
Exposure
East
Property tax
$2,923 / 2026
Days on market
9
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

Bedroom 2Second4.40 × 2.70 m

double closet · large window

Bedroom 4Basement4.24 × 2.64 m

3 pc bath · accoustic ceiling

Primary BedroomSecond5.59 × 2.80 m

his and hers closets · 4 pc bath

KitchenMain3.56 × 3.43 m

modern kitchen · b/i appliances · quartz counter

Bedroom 3Second3.33 × 2.80 m

large closet · large window

FoyerMain2.54 × 1.93 m

mirrored closet · ceramic floor · overlooks frontyard

Living RoomMain5.60 × 2.80 m

pot lights · combined w/dining · overlooks backyard

Dining RoomMain4.57 × 2.60 m

open concept · combined w/living · formal rm

Our TakeTeam Asgarian · Broker
In line with recent sales
$620Kautomated estimate, from recent sales

Listed at $588,800, about 5% below our estimate of $620K (homes like it typically land between $577K and $652K).

List price
$577KBelow our range$652KAbove our range

Total price vs nearby homes. Fair value about $620K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
9days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $453/sqft against an area asking average of $523/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $624K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Summerhill Estates, so I widened the search to the surrounding area.

Based on 15 comparable homes that sold in Summerhill Estates over the past two years, from 15 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$668kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $620K, which is where my estimate comes from.

Per square foot, these ask about $559/sqft; this home lists at $453/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
589kThis home610k659k675k729kThis home vs active comparables

Neighbourhood & location

Summerhill Estates, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenway Estates
$686K
Armitage
$665K
Central Newmarket
$684K
Stonehaven-Wyndham
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,684/mo
$120KIncome needed
4.9×Price ÷ income
$619Weekly cost
$8,251Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $2,684Property tax $244Condo fee $350Total carry $3,277

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,604per month

Mortgage amount $471,040 · 4.49% over 25 years

$117,760Down payment (20.0%)
$471,040Loan before insurance
$0CMHC premium
$3,198Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,604
Property tax
$244
Condo / maintenance fees
$350
Heating
$0
Estimated monthly cost
$3,198

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,251
Estimated closing costs
$8,251

Plus your down payment of $117,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,152/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$310,298Total interest paid
$781,338Total of all payments
Principal $471,040 Interest $310,298
YearPrincipalInterestBalance
1$10,512$20,742$460,528
2$10,989$20,265$449,540
3$11,488$19,766$438,052
4$12,009$19,244$426,042
5$12,555$18,699$413,488
6$13,125$18,129$400,363
7$13,721$17,533$386,642
8$14,344$16,910$372,299
9$14,995$16,259$357,304
10$15,676$15,578$341,628
11$16,387$14,866$325,241
12$17,131$14,122$308,109
13$17,909$13,344$290,200
14$18,722$12,531$271,477
15$19,573$11,681$251,905
16$20,461$10,792$231,444
17$21,390$9,863$210,053
18$22,361$8,892$187,692
19$23,377$7,877$164,315
20$24,438$6,815$139,877
21$25,548$5,706$114,329
22$26,708$4,546$87,622
23$27,920$3,333$59,701
24$29,188$2,066$30,513
25$30,513$740$0

At the end of your 5-year term

Total paid over the term
$156,268
Principal paid down
$57,552
Interest paid
$98,715
Balance remaining
$413,488

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
6.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.4%
Gross yield
− Property tax $2,923− Condo fees $4,200− Insurance $600− Vacancy & upkeep $5,412Net operating income $36,065

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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