4 Caymus Street, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13885700

$1,100,000
For Sale
Listed 7 days agoNo offer date stated

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3+1Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome to a Fully Renovated From Top To Bottom Gorgeous Home in the highly sought-after Langstaff community of Richmond Hill.
  • The home features a front porch opening into a bright open-concept main floor with oversized living and dining areas, a cozy family room with fireplace and a sleek...
  • The upper level offers three generously sized bedrooms, including a stunning primary retreat with walk-in closet & Gorgeous 5Pcs Ensuite.
  • The finished basement provides versatile additional Large Rec.
  • An exceptional location just steps to GO Transit, schools, community center and parks, Walmart, Loblaws, Best Buy, PetSmart, Home Depot, Cineplex, Canadian Tire...

Welcome to a Fully Renovated From Top To Bottom Gorgeous Home in the highly sought-after Langstaff community of Richmond Hill. Thoughtfully designed for modern living, Pot Lights & Smooth Ceiling Thru-Out , 9 Feet Ceiling & Crown Moulding Thru Main Flr. The home features a front porch opening into a bright open-concept main floor with oversized living and dining areas, a cozy family room with fireplace and a sleek contemporary Custom Kitchen with SS Appliances, Quartz Backsplash & Waterfall Centre Island. Seamless indoor-outdoor living continues to a private, spacious backyard. The upper level offers three generously sized bedrooms, including a stunning primary retreat with walk-in closet & Gorgeous 5Pcs Ensuite. The finished basement provides versatile additional Large Rec. Rm & Bedroom & Kitchen & 3Pcs Bath. An exceptional location just steps to GO Transit, schools, community center and parks, Walmart, Loblaws, Best Buy, PetSmart, Home Depot, Cineplex, Canadian Tire; Minutes to Highways 7, 404, 407. This home delivers the perfect balance of urban convenience and suburban tranquility.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13885700
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
30.02 × 80.38 ft
Cross streets
Bayview/High Tech
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,117 / 2025
Days on market
7
Listing brokerage
HOMECOMFORT REALTY INC.

Rooms

Bedroom 4Basement2.60 × 2.50 m

closet · window · pot lights

RecreationBasement5.88 × 3.78 m

large closet · window · pot lights

Primary BedroomSecond3.96 × 3.66 m

5 pc ensuite · walk-in closet(s) · pot lights

Family RoomMain4.42 × 3.66 m

fireplace · crown moulding · pot lights

Dining RoomMain6.49 × 3.35 m

combined w/living · crown moulding · pot lights

Bedroom 2Second3.26 × 3.02 m

large window · large closet · pot lights

BreakfastMain5.64 × 3.20 m

w/o to yard · combined w/kitchen · sliding doors

Living RoomMain6.49 × 3.35 m

combined w/dining · crown moulding · pot lights

Bedroom 3Second3.60 × 2.93 m

large window · closet · pot lights

KitchenMain5.64 × 3.20 m

stainless steel appl · centre island · quartz counter

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,013/mo
$211KIncome needed
5.2×Price ÷ income
$1,157Weekly cost
$18,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,013Property tax $510Total carry $5,523

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,866per month

Mortgage amount $880,000 · 4.49% over 25 years

$220,000Down payment (20.0%)
$880,000Loan before insurance
$0CMHC premium
$5,375Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,866
Property tax
$510
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,375

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,701Total interest paid
$1,459,701Total of all payments
Principal $880,000 Interest $579,701
YearPrincipalInterestBalance
1$19,638$38,750$860,362
2$20,529$37,859$839,833
3$21,462$36,926$818,371
4$22,436$35,952$795,935
5$23,455$34,933$772,480
6$24,520$33,868$747,961
7$25,633$32,755$722,328
8$26,797$31,591$695,531
9$28,013$30,375$667,517
10$29,285$29,103$638,232
11$30,615$27,773$607,617
12$32,005$26,383$575,612
13$33,458$24,930$542,153
14$34,977$23,411$507,176
15$36,566$21,822$470,610
16$38,226$20,162$432,385
17$39,961$18,427$392,423
18$41,776$16,612$350,647
19$43,673$14,715$306,975
20$45,655$12,733$261,319
21$47,728$10,660$213,591
22$49,895$8,493$163,695
23$52,161$6,227$111,534
24$54,529$3,859$57,005
25$57,005$1,383$0

At the end of your 5-year term

Total paid over the term
$291,940
Principal paid down
$107,520
Interest paid
$184,421
Balance remaining
$772,480

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $6,117− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,125

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMECOMFORT REALTY INC.. MLS®/PropTx.

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