63 Port Arthur Crescent, Richmond Hill, ON
Jefferson, Richmond Hill · MLS® N13886256
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About this home
In short
- Rare freehold townhouse, WALKOUT basement, SOUTH backyard, on a 132 ft deep lot.
- Features 4 spacious bedrooms (2,215 sqft), laundry room on the second floor.
- Bright, open-concept main floor with 9' ceilings.
- Direct garage access, no sidewalk, 3 parking spaces.
- Minutes to trails, shopping, golf, park, and lakes.
A MUST-SEE HOME! Rare freehold townhouse, WALKOUT basement, SOUTH backyard, on a 132 ft deep lot. Fully fenced backyard, safe for pet. Features 4 spacious bedrooms (2,215 sqft), laundry room on the second floor. Freshly painted throughout, new flooring, carpet-free. Bright, open-concept main floor with 9' ceilings. Oak staircase. Modern upgraded kitchen with new fridge, oven, and range hood. Upgraded granite countertops and a sunny breakfast area walk out to the deck. Direct garage access, no sidewalk, 3 parking spaces. Premium Jefferson, Richmond Hill location. Minutes to trails, shopping, golf, park, and lakes. Easy access to Hwy 404 & Go Station. Top-ranking school district: Richmond Hill High School & St. Theresa of Lisieux Catholic High School.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- N13886256
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 20.1 × 132.8 ft
- Cross streets
- Yonge & Jefferson Forest Dr
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Unfinished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,936 / 2026
- Days on market
- 5
- Listing brokerage
- BAY STREET GROUP INC.
Rooms
4 pc ensuite · walk-in closet(s) · south view
Carpet Free
cathedral ceiling(s) · carpet free
South View
Carpet Free
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Jefferson, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $872,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,821
- Property tax
- $495
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,316
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,275
- Estimated closing costs
- $18,275
Plus your down payment of $218,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $289,286
- Principal paid down
- $106,542
- Interest paid
- $182,744
- Balance remaining
- $765,458
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.