16 Denarius Crescent, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13886284

$1,145,000
For Sale
Listed 8 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Nestled in the sought-after Lake Wilcox community, this beautifully renovated 2-storey townhouse offers approximately 1,717 sq. ft. of exceptional living space...
  • Hardwood flooring graces the main and second levels, while the finished basement features durable luxury vinyl plank flooring.
  • The showpiece of the home is the spectacular expanded gourmet kitchen, thoughtfully redesigned and completely rebuilt with meticulous attention to detail and...
  • Highlights include an oversized Caesarstone centre island, a built-in three-door Liebherr refrigerator/freezer valued at over $20,000, and a dual-temperature wine...
  • The private backyard is fully finished with an elegant deck and a charming wooden pergola, creating a comfortable all-weather outdoor retreat for relaxing and...

Nestled in the sought-after Lake Wilcox community, this beautifully renovated 2-storey townhouse offers approximately 1,717 sq. ft. of exceptional living space surrounded by nature, with trails, parks, and Lake Wilcox just moments away, as well as convenient access to the Lake Wilcox Community Centre and pool. Hardwood flooring graces the main and second levels, while the finished basement features durable luxury vinyl plank flooring. The showpiece of the home is the spectacular expanded gourmet kitchen, thoughtfully redesigned and completely rebuilt with meticulous attention to detail and outstanding craftsmanship. Highlights include an oversized Caesarstone centre island, a built-in three-door Liebherr refrigerator/freezer valued at over $20,000, and a dual-temperature wine cooler with capacity for 96 bottles. The private backyard is fully finished with an elegant deck and a charming wooden pergola, creating a comfortable all-weather outdoor retreat for relaxing and entertaining. Extensively upgraded from top to bottom, including all the bathrooms and the up stair laundry room. This truly turn-key residence combines luxury, functionality, and timeless style. A must-see to fully appreciate the quality and care invested throughout.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13886284
Bedrooms
3
Bathrooms
4 (2 half)
Size
1500-2000 sq ft
Lot
19.7 × 80.9 ft
Cross streets
Bayview/Stouffville
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$4,827 / 2026
Days on market
8
Listing brokerage
ONE PERCENT REALTY LTD.

Rooms

KitchenGround5.67 × 3.50 m

hardwood floor · centre island · stainless steel appl

Bedroom 2Second3.35 × 3.02 m

hardwood floor · closet · window

Living RoomGround5.69 × 3.66 m

hardwood floor · open concept · overlooks backyard

Bedroom 3Second3.05 × 2.60 m

hardwood floor · closet · window

Primary BedroomSecond5.18 × 3.57 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Dining RoomGround5.65 × 2.77 m

hardwood floor · w/o to deck · open concept

RecreationBasement4.27 × 5.79 m

vinyl floor · window · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,219/mo
$215KIncome needed
5.3×Price ÷ income
$1,204Weekly cost
$19,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,219Property tax $402Total carry $5,621

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,065per month

Mortgage amount $916,000 · 4.49% over 25 years

$229,000Down payment (20.0%)
$916,000Loan before insurance
$0CMHC premium
$5,467Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,065
Property tax
$402
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,467

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,375
Estimated closing costs
$19,375

Plus your down payment of $229,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,130/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$603,416Total interest paid
$1,519,416Total of all payments
Principal $916,000 Interest $603,416
YearPrincipalInterestBalance
1$20,441$40,335$895,559
2$21,369$39,407$874,189
3$22,340$38,437$851,850
4$23,354$37,423$828,496
5$24,414$36,362$804,082
6$25,523$35,254$778,559
7$26,682$34,095$751,877
8$27,893$32,884$723,984
9$29,160$31,617$694,825
10$30,483$30,293$664,341
11$31,868$28,909$632,474
12$33,314$27,462$599,159
13$34,827$25,950$564,332
14$36,408$24,368$527,924
15$38,061$22,715$489,863
16$39,790$20,987$450,073
17$41,596$19,180$408,477
18$43,485$17,292$364,992
19$45,459$15,317$319,533
20$47,523$13,253$272,010
21$49,681$11,096$222,329
22$51,937$8,840$170,392
23$54,295$6,482$116,097
24$56,760$4,017$59,337
25$59,337$1,440$0

At the end of your 5-year term

Total paid over the term
$303,883
Principal paid down
$111,918
Interest paid
$191,965
Balance remaining
$804,082

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,827− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,415

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.

CallRequest a showing