30 Elizabeth Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13886772
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About this home
In short
- Considering a condo but wishing for a backyard and outdoor space?
- This beautiful home in desirable Mill Pond offers a different possibility: 1,224 sq. ft. above grade (per MPAC) and a deep 153-foot lot with room to garden...
- Large exposed beams bring warmth and personality to the open-concept living and dining area, complemented by hardwood floors and thoughtful modern updates.
Considering a condo but wishing for a backyard and outdoor space? This beautiful home in desirable Mill Pond offers a different possibility: 1,224 sq. ft. above grade (per MPAC) and a deep 153-foot lot with room to garden, entertain, and unwind. Large exposed beams bring warmth and personality to the open-concept living and dining area, complemented by hardwood floors and thoughtful modern updates. Overlooking the backyard, the updated kitchen features quartz countertops, stainless steel appliances and a breakfast bar. A convenient powder room completes the main floor. Upstairs, two bedrooms and a windowed open area provide space for a den or home office. The generously sized, updated four-piece bathroom benefits from a raised roofline that enhances its ceiling height and sense of space. For buyers exploring a future third bedroom, a conceptual layout is available, subject to confirmation of feasibility and any required approvals. The basement provides laundry, mechanical and storage space. Set on a quiet street close to scenic Mill Pond trails and the shops, restaurants and conveniences of Yonge Street.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- N13886772
- Bedrooms
- 2
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 23.92 × 153.41 ft
- Cross streets
- Yonge St & Major Mackenzie
- Parking
- 3 parking
- Driveway
- Mutual
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,515 / 2026
- Days on market
- 6
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
overlooks backyard · closet
renovated · breakfast bar · 2 pc bath
hardwood floor · electric fireplace · large window
hardwood floor · window · open concept
closet · window
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Considering this property? Request a written price readNeighbourhood & location
Mill Pond, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $580,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,207
- Property tax
- $210
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,417
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,975
- Estimated closing costs
- $10,975
Plus your down payment of $145,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $192,415
- Principal paid down
- $70,865
- Interest paid
- $121,550
- Balance remaining
- $509,135
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.