42 Balson Boulevard, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14008790

$919,000
For Sale
Listed 6 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • This is not you average cookie-cutter property.
  • Discover this spectacular 3 Bedroom custom-built Home bursting with natural light, warmth and character, nestled in the highly sought-after Musselman's Lake Community...
  • Featuring stunning 23-foot cathedral ceilings, beautiful wood accents, expansive windows and multiple Skylights, this one-of-a-kind Home offers a bright and airy...
  • The spacious Kitchen flows seamlessly into a generous Dining Area, while the Primary Bedroom offers a private 3-piece Ensuite and His-and-Hers Closets.
  • The partially finished Basement is full of potential, complete with a Bathroom rough-in and a ground-level Walkout for separate access.

This is not you average cookie-cutter property! Discover this spectacular 3 Bedroom custom-built Home bursting with natural light, warmth and character, nestled in the highly sought-after Musselman's Lake Community in Stouffville, located at the end of a cul-de-sac! Featuring stunning 23-foot cathedral ceilings, beautiful wood accents, expansive windows and multiple Skylights, this one-of-a-kind Home offers a bright and airy open-concept Main Floor that's perfect for both everyday living and entertaining. The spacious Kitchen flows seamlessly into a generous Dining Area, while the Primary Bedroom offers a private 3-piece Ensuite and His-and-Hers Closets. The partially finished Basement is full of potential, complete with a Bathroom rough-in and a ground-level Walkout for separate access. Step outside and enjoy everything this incredible Community has to offer, including access to a members-only private Beach ($75/year per household) and you're just a quick walk away from the Restaurant on the Lake and an Ice Cream Shop. Surrounded by nature yet close to everyday conveniences, this is more than just a Home - don't miss out the opportunity to live in this wonderful area surrounded by nature. This home simply must be seen in person!

Key facts

Property type
Detached, 2-Storey
MLS®
N14008790
Bedrooms
3
Bathrooms
2 (1 half)
Size
1500-2000 sq ft
Lot
40 × 100 ft
Cross streets
Ninth Line / Cedarvale Blvd
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Partially Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$4,747 / 2026
Days on market
6
Listing brokerage
KELLER WILLIAMS REALTY CENTRES

Rooms

OfficeMain3.40 × 2.80 m

bamboo · pot lights · window

Bedroom 2Second3.41 × 3.29 m

hardwood floor · closet · skylight

Living RoomMain6.86 × 3.05 m

bamboo · cathedral ceiling(s) · large window

Dining RoomMain6.90 × 3.58 m

bamboo · overlooks backyard · pot lights

KitchenMain3.83 × 3.28 m

tile floor · granite counters · backsplash

Bedroom 3Second3.40 × 2.62 m

hardwood floor · closet · skylight

Primary BedroomSecond6.03 × 3.49 m

hardwood floor · his and hers closets · 3 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,188/mo
$176KIncome needed
5.2×Price ÷ income
$967Weekly cost
$14,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,188Property tax $396Total carry $4,584

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,065per month

Mortgage amount $735,200 · 4.49% over 25 years

$183,800Down payment (20.0%)
$735,200Loan before insurance
$0CMHC premium
$4,461Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,065
Property tax
$396
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,461

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,855
Estimated closing costs
$14,855

Plus your down payment of $183,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,920/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$484,314Total interest paid
$1,219,514Total of all payments
Principal $735,200 Interest $484,314
YearPrincipalInterestBalance
1$16,407$32,374$718,793
2$17,151$31,629$701,642
3$17,930$30,850$683,712
4$18,744$30,036$664,968
5$19,595$29,185$645,372
6$20,485$28,295$624,887
7$21,415$27,365$603,472
8$22,388$26,393$581,084
9$23,404$25,377$557,680
10$24,467$24,314$533,214
11$25,578$23,203$507,636
12$26,739$22,042$480,897
13$27,953$20,828$452,944
14$29,222$19,558$423,722
15$30,549$18,232$393,174
16$31,936$16,845$361,238
17$33,386$15,395$327,852
18$34,902$13,879$292,950
19$36,486$12,294$256,463
20$38,143$10,637$218,320
21$39,875$8,906$178,445
22$41,685$7,095$136,760
23$43,578$5,202$93,182
24$45,557$3,224$47,625
25$47,625$1,155$0

At the end of your 5-year term

Total paid over the term
$243,903
Principal paid down
$89,828
Interest paid
$154,075
Balance remaining
$645,372

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $4,747− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,495

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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