432 Catering Road, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N14012922
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About this home
In short
- Enjoy The Best Of Riverfront Living On An Expansive 65.62' X 457.76' Lot With The Black River At Your Back Door.
- This Lovely, Well-Kept 2 Bedroom, 1 Bath Bungalow On Almost 1 Acre Of Land Offers A Peaceful Year-Round Retreat With Fishing Right From Your Own Backyard.
- The Property Also Features A Spacious 12' X 28' Workshop With Hydro, Garden Shed, And Plenty Of Parking.
- Recent Updates Include A New Propane Furnace In 2026 And A Metal Roof Approximately 5 Years Old.
- Located Just Minutes to Sutton and 20 Minutes to Hwy 404 & Keswick.
Enjoy The Best Of Riverfront Living On An Expansive 65.62' X 457.76' Lot With The Black River At Your Back Door. This Lovely, Well-Kept 2 Bedroom, 1 Bath Bungalow On Almost 1 Acre Of Land Offers A Peaceful Year-Round Retreat With Fishing Right From Your Own Backyard. Beautiful Natural Surroundings Create A Picturesque Setting To Relax And Enjoy The Outdoors. The Property Also Features A Spacious 12' X 28' Workshop With Hydro, Garden Shed, And Plenty Of Parking. Recent Updates Include A New Propane Furnace In 2026 And A Metal Roof Approximately 5 Years Old. Located Just Minutes to Sutton and 20 Minutes to Hwy 404 & Keswick. A Wonderful Opportunity To Enjoy A Slower Pace, Nature, And The Simple Pleasures Of Riverfront Living.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N14012922
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 65.62 × 457.76 ft
- Cross streets
- Catering Rd / Old Homestead
- Parking
- 10 parking
- Driveway
- Private, Tandem
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Window Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Metal
- Sewer
- Septic
- Property tax
- $2,565 / 2026
- Days on market
- 5
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
laminate · closet · window
walk-out · window · closet
laminate · closet · window
linoleum · eat-in kitchen · window
laminate · window · ceiling fan(s)
linoleum · 4 pc bath · window
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Sutton & Jackson's Point, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $431,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,384
- Property tax
- $214
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,598
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,255
- Estimated closing costs
- $7,255
Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $143,051
- Principal paid down
- $52,685
- Interest paid
- $90,366
- Balance remaining
- $378,515
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.