41 Valley Road, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14014898
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About this home
In short
- Welcome to 41 Valley Road.
- Modern custom-built 4-bedroom, 4-bathroom home offering approx.
- Bright open-concept main floor features 10-ft ceilings, hardwood floors, oversized windows and quality finishes throughout.
- Walk out to an entertainment-sized rear deck with glass railings overlooking the private yard.
- Primary suite features a walk-in closet and luxurious 5-piece ensuite with soaker tub and glass-enclosed shower.
Welcome to 41 Valley Road! Modern custom-built 4-bedroom, 4-bathroom home offering approx. 2,500 sq. ft. above grade on an exceptional 95-ft frontage in sought-after Musselman's Lake. Striking curb appeal features a full stone and brick exterior, covered front porch, expansive windows, exterior pot lights and impressive 8-ft entry door. Heated 2-car built-in garage and paved driveway extending through a new (2025) double sliding gate provide parking for up to 11 vehicles. Fully fenced, cedar-lined backyard offers privacy and access from both sides. Bright open-concept main floor features 10-ft ceilings, hardwood floors, oversized windows and quality finishes throughout. Chef-inspired kitchen boasts full-height white cabinetry, glass display uppers, crown moulding, pantry, quartz countertops and island, and premium stainless-steel appliances, including gas range and professional twin side-by-side refrigerator/freezer. Walk out to an entertainment-sized rear deck with glass railings overlooking the private yard. Upstairs offers 4 spacious bedrooms, heated bathroom floors and second-floor laundry with built-in cabinetry and sink. Primary suite features a walk-in closet and luxurious 5-piece ensuite with soaker tub and glass-enclosed shower. Bedroom 4 offers a private ensuite and double closet, while Bedrooms 2 and 3 share a 5-piece bath. Additional features include a 240V EV-ready outlet in the garage, sump pump with emergency battery backup, owned hot water tank, water softener, smart thermostat, doorbell and lighting controls, and central vacuum. Steps to Windsor Lake and Musselman's Lake, with easy access to Hwy 404, downtown Stouffville, restaurants, amenities and premier golf courses.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14014898
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 94.58 × 100 ft
- Cross streets
- 9th Line / Bloomington Rd
- Parking
- 2 garage · 11 parking (attached)
- Driveway
- Private Triple
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $6,945 / 2026
- Days on market
- 4
- Listing brokerage
- ANJIA REALTY
Rooms
curved stairs · large closet · w/o to porch
open concept · hardwood floor · large window
stainless steel appl · quartz counter · centre island
large closet · hardwood floor · large window
4 pc ensuite · double closet · large window
large closet · hardwood floor · large window
quartz counter · laundry sink · window
window floor to ceiling · hardwood floor · fireplace
w/o to sundeck · tile floor · double doors
window floor to ceiling · hardwood floor · open concept
5 pc ensuite · walk-in closet(s) · large window
closet · tile floor · 2 pc bath
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Considering this property? Request a written price readNeighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $878,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,857
- Property tax
- $579
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,436
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,435
- Estimated closing costs
- $18,435
Plus your down payment of $219,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $291,409
- Principal paid down
- $107,324
- Interest paid
- $184,085
- Balance remaining
- $771,076
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.