176 Garden Avenue, Georgina, ON
Keswick North, Georgina · MLS® N14015862
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About this home
In short
- Fabulous detached home on a wonderful pie shaped lot with ample parking for all your vehicles and toys.
- This solid home features an exquisite, newer, open concept kitchen overlooking an extra-large living/dining area with a walkout to a covered patio and fabulous yard.
- Incredible central Keswick location...short walk to our beautiful Lake Simcoe, schools, medical, shopping, parks and so much more.
Fabulous detached home on a wonderful pie shaped lot with ample parking for all your vehicles and toys! This solid home features an exquisite, newer, open concept kitchen overlooking an extra-large living/dining area with a walkout to a covered patio and fabulous yard. Massive family room extends the living space on the main floor, offering plenty of room for the whole family. Main floor laundry and powder room. The second floor boasts three sizable bedrooms and a spacious family bathroom. Metal roof, forced air heating and cooling. Incredible central Keswick location...short walk to our beautiful Lake Simcoe, schools, medical, shopping, parks and so much more. Do not miss out on this incredible opportunity to own a detached home with so much to offer!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14015862
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 46.18 × 86.85 ft
- Cross streets
- Garden Ave & Metro Rd South
- Parking
- 6 parking
- Driveway
- Private, Private Double, Tandem
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Stone
- Foundation
- Poured Concrete, Slab
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $3,641 / 2025
- Days on market
- 5
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
vinyl floor · gas fireplace
tile floor · window · closet
vinyl floor · updated · open concept
bamboo · window · closet
bamboo · semi ensuite · double closet
vinyl floor · w/o to yard · combined w/living
vinyl floor · picture window · combined w/dining
bamboo · window · closet
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Considering this property? Request a written price readNeighbourhood & location
Keswick North, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,096
- Property tax
- $303
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,399
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,754
- Principal paid down
- $68,412
- Interest paid
- $117,342
- Balance remaining
- $491,508
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.