54 Farley Circle, Georgina, ON
Historic Lakeshore Communities, Georgina · MLS® N14021190
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About this home
In short
- Beautifully Renovated Lakeside Retreat in Willow Beach.
- This Charming home has been thoughtfully updated with a brand-new kitchen, renovated bathroom, new vinyl flooring, and fresh paint throughout.
- Additional improvement include a new furnace 2025, roof 2021, Enjoy the inviting outdoor deck and private access to the water.
- Access to 404, minutes to sutton & Keswick, Shopping, Restaurants.
Beautifully Renovated Lakeside Retreat in Willow Beach!Welcome to 54 Farley Circle, nestled in the desirable Historic Lakeshore Communities.This Charming home has been thoughtfully updated with a brand-new kitchen, renovated bathroom, new vinyl flooring, and fresh paint throughout.Additional improvement include a new furnace 2025, roof 2021, Enjoy the inviting outdoor deck and private access to the water. Whether You're looking for a year-around home or a relaxing weekend getaway, this property offer a wonderful opportunity to enjoy the charm of lakeside living. Don't miss this special opportunity!Access to 404, minutes to sutton & Keswick, Shopping, Restaurants. Photos Virtually Staged.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N14021190
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 50 × 158.5 ft
- Cross streets
- Lake Dr. E./Farley Circ.
- Parking
- 1 garage · 3 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $3,443 / 2025
- Days on market
- 5
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
vinyl floor · window
vinyl floor · window
vinyl floor · renovated · stainless steel appl
vinyl floor · window
vinyl floor · open concept
Vinyl Floor
Vinyl Floor
Vinyl Floor
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Historic Lakeshore Communities, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $558,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,087
- Property tax
- $287
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,374
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,435
- Estimated closing costs
- $10,435
Plus your down payment of $139,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,249
- Principal paid down
- $68,226
- Interest paid
- $117,023
- Balance remaining
- $490,174
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.