6423 Smith Boulevard, Georgina, ON
Baldwin, Georgina · MLS® N14027712
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About this home
In short
- Over 10 Acres Regular Lot Ready For Your Dream Home Nestled In The Quiet Countryside Of Georgina.
- Property Size Has A Frontage Of Approximately 332.75 FT And 1331.29 FI In Depth, Partially Developed with 240 Ft Driveway.
- A Short Drive To The 404, Less Than An Hour To Toronto.
- Close To Schools, Shopping, And ALL Amenities.
- The Size Of The Dwelling Will Be Limited By The Boundaries Of The EP-2 Zone, As Shown As RU-243 (Ir) On Schedule A to Zoning By Law 5OO-2019-0019 Attached.
Over 10 Acres Regular Lot Ready For Your Dream Home Nestled In The Quiet Countryside Of Georgina. Property Size Has A Frontage Of Approximately 332.75 FT And 1331.29 FI In Depth, Partially Developed with 240 Ft Driveway. Fantastic Location. Close To Lake Simcoe, Sibbald Point, Jackson Point. A Short Drive To The 404, Less Than An Hour To Toronto. Close To Schools, Shopping, And ALL Amenities. The Zoning permits One Dwelling, potentially Containing An Accessory Dwelling Unit. The Size Of The Dwelling Will Be Limited By The Boundaries Of The EP-2 Zone, As Shown As RU-243 (Ir) On Schedule A to Zoning By Law 5OO-2019-0019 Attached. Seller has Recently Paid For a New Survey And A New Digital Tree Report Being Part Of The Submission Requirement For The Application Of Future Building PIan To The Town.
Key facts
- Property type
- Other, Other
- MLS®
- N14027712
- Lot
- 332.85 × 1312.12 ft
- Cross streets
- HIGHWAY 48 AND SMITH BLVD
- Driveway
- Available
- Sewer
- None
- Property tax
- $3,878 / 2026
- Days on market
- 5
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
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Baldwin, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $479,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,654
- Property tax
- $323
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,977
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,473
- Estimated closing costs
- $8,473
Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $159,214
- Principal paid down
- $58,637
- Interest paid
- $100,576
- Balance remaining
- $421,283
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.