315 Roywood Crescent, Newmarket, ON
Central Newmarket, Newmarket · MLS® N14028882
The listing feed is busy, so this is our last saved copy of this listing from Oct 15, 2026, 5:35 p.m.. Price and status may have changed since; refresh in a minute for the live version.
About this home
In short
- Four plus one bedroom backsplit on a pie shaped lot that widens to 63 ft at the rear.
- Approximately 2,180 sq ft of total finished living space, 1,621 above grade plus 560 finished in the lower level.
- Open concept main floor with bay window and centre island kitchen.
- Hardwood on the main, upper and ground levels, laminate in the basement, no carpet anywhere.
- Backyard rebuilt in 2022: inground pool with new liner, interlock throughout and two side walkways, retaining walls.
Four plus one bedroom backsplit on a pie shaped lot that widens to 63 ft at the rear. Approximately 2,180 sq ft of total finished living space, 1,621 above grade plus 560 finished in the lower level. Open concept main floor with bay window and centre island kitchen. Hardwood on the main, upper and ground levels, laminate in the basement, no carpet anywhere. Three bedrooms upstairs plus a fourth on the ground level beside the family room. The family room runs nearly 23 ft, with a three sided modern fireplace, pantry and walk-out to the backyard. Backyard rebuilt in 2022: inground pool with new liner, interlock throughout and two side walkways, retaining walls. Finished lower level adds a fifth bedroom, office, sitting area and 3 piece bath. Heat pump does the heating with the gas furnace as backup, and a Nest thermostat switches between them to keep fuel and heating costs down. Upstairs fully redone in 2026: flooring, bathroom, staircase and paint. Kitchen, powder room and fireplace 2023. Five parking spaces. 200 amp service with a garage receptacle for electric vehicle charging. Set on a quiet crescent in a mature, established neighbourhood, close to Fairy Lake and its walking trails, and to parks, schools, transit and shopping.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- N14028882
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 48.09 × 120.35 ft
- Cross streets
- Mulock Dr & Cane Pkwy
- Parking
- 1 garage · 5 parking (built-in)
- Basement
- Finished, Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground, Outdoor
- Property tax
- $5,340 / 2026
- Days on market
- 2
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Central Newmarket, Newmarket, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $999,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,525
- Property tax
- $445
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,970
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,455
- Estimated closing costs
- $21,455
Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $331,485
- Principal paid down
- $122,084
- Interest paid
- $209,401
- Balance remaining
- $877,116
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.