45 Loggers Trail, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14029378

$2,880,000
For Sale
Listed 6 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
3Garage · 13 parking
3000-3500Sq ft

About this home

In short

  • Rare Modern French Luxury Bungalow Estate.
  • Set on a 2-acre private lot backing onto an endless forest, the home welcomes you with a crescent-shaped driveway and refined architectural detailing.
  • Inside 12' ceiling (Main), solid walnut chevron flooring, custom plaster wall trims, medallion ceilings, and a dramatic floating marble TV and fireplace wall reflect...
  • The gourmet kitchen is fully equipped with elite appliances, including a 72" see-through Sub-Zero refrigerator and freezer, Wolf gas cooktop, and Miele built-in...
  • What truly sets this bungalow apart is its fully developed 3,000-square-foot lower level, thoughtfully designed for both lifestyle and recreation.

Rare Modern French Luxury Bungalow Estate. A rare offering in today's market, this exceptional Modern French-inspired luxury bungalow redefines high-end living by seamlessly combining estate-level luxury with unparalleled everyday convenience-all on one expansive level. Set on a 2-acre private lot backing onto an endless forest, the home welcomes you with a crescent-shaped driveway and refined architectural detailing. Inside 12' ceiling (Main), solid walnut chevron flooring, custom plaster wall trims, medallion ceilings, and a dramatic floating marble TV and fireplace wall reflect timeless Modern French craftsmanship. The gourmet kitchen is fully equipped with elite appliances, including a 72" see-through Sub-Zero refrigerator and freezer, Wolf gas cooktop, and Miele built-in coffee machine, steam oven, and dishwasher-designed to elevate daily living hile supporting effortless entertaining. The main-level primary suite offers a true spa retreat, featuring a luxury ensuite bathroom with wet sauna, premium fixtures, and smart toilets that enhance comfort and hygiene throughout. An elegant entryway with floating custom cabinetry provides discreet and functional storage. What truly sets this bungalow apart is its fully developed 3,000-square-foot lower level, thoughtfully designed for both lifestyle and recreation. It includes a professional dance studio (10'), gym, walk-in temperature-controlled wine cellar, traditional wood sauna, snooker area, private Home Theater, and an additional ensuite bedroom-ensuring space for every passion without sacrificing main-floor convenience. The three-car garage features a golf simulator room and an upper loft offering exceptional flexibility. Outdoor living is elevated with a super-sized concrete rooftop deck, creating a four-season retreat surrounded by nature. An extended concrete driveway into the backyard further enhances functionality and scale.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N14029378
Bedrooms
4+1 (5 total)
Bathrooms
5 (2 half)
Size
3000-3500 sq ft
Lot
192.22 × 506.3 ft
Cross streets
Aurora Rd & Mccowan
Parking
3 garage · 13 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick, Stone
Roof
Shingles
Sewer
Septic
Property tax
$13,937 / 2025
Days on market
6
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomMain0.00 × 0.00 m

walk-in closet(s) · hardwood floor · 4 pc ensuite

Dining RoomMain0.00 × 0.00 m

bay window · hardwood floor · open concept

Bedroom 3Main0.00 × 0.00 m

double closet · hardwood floor · large window

BreakfastMain0.00 × 0.00 m

bay window · hardwood floor · overlooks frontyard

FoyerMain0.00 × 0.00 m

open concept · hardwood floor · double closet

Bedroom 5Lower0.00 × 0.00 m

above grade window · pot lights · vinyl floor

Bedroom 4Main0.00 × 0.00 m

double closet · hardwood floor · large window

Bedroom 2Main0.00 × 0.00 m

double closet · halogen lighting · overlooks garden

KitchenMain0.00 × 0.00 m

centre island · quartz counter · stainless steel appl

Living RoomMain0.00 × 0.00 m

combined w/dining · hardwood floor · gas fireplace

RecreationLower0.00 × 0.00 m

vinyl floor · w/o to yard · sauna

LaundryMain0.00 × 0.00 m

quartz counter · ceramic floor · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$13,126/mo
$540KIncome needed
5.3×Price ÷ income
$3,029Weekly cost
$58,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $13,126Property tax $1,161Total carry $14,288

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,739per month

Mortgage amount $2,304,000 · 4.49% over 25 years

$576,000Down payment (20.0%)
$2,304,000Loan before insurance
$0CMHC premium
$13,901Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,739
Property tax
$1,161
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,901

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$58,475
Estimated closing costs
$58,475

Plus your down payment of $576,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$15,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,517,763Total interest paid
$3,821,763Total of all payments
Principal $2,304,000 Interest $1,517,763
YearPrincipalInterestBalance
1$51,415$101,455$2,252,585
2$53,750$99,121$2,198,835
3$56,190$96,680$2,142,644
4$58,742$94,129$2,083,903
5$61,409$91,462$2,022,494
6$64,197$88,674$1,958,297
7$67,112$85,759$1,891,185
8$70,159$82,712$1,821,026
9$73,344$79,526$1,747,682
10$76,675$76,196$1,671,007
11$80,156$72,715$1,590,851
12$83,795$69,075$1,507,056
13$87,600$65,271$1,419,456
14$91,577$61,293$1,327,879
15$95,735$57,135$1,232,143
16$100,082$52,788$1,132,061
17$104,626$48,244$1,027,435
18$109,377$43,494$918,059
19$114,343$38,528$803,716
20$119,534$33,336$684,181
21$124,962$27,909$559,220
22$130,635$22,235$428,584
23$136,567$16,304$292,017
24$142,768$10,103$149,250
25$149,250$3,621$0

At the end of your 5-year term

Total paid over the term
$764,353
Principal paid down
$281,506
Interest paid
$482,846
Balance remaining
$2,022,494

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $13,937− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $51,947

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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