39 Chiswick Crescent, Aurora, ON

Aurora Highlands, Aurora · MLS® N14029442

$1,299,000
For Sale
Listed 5 days agoNo offer date stated

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3+1Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • This impressive home offers over 2,600 sq. ft. of finished living space on a spacious lot in one of Aurora's most sought-after, family-friendly neighborhoods.
  • Professionally renovated inside and out, it features a Finished Walk-Out Basement and extensive upgrades, including hard wood flooring, pot lights, smooth ceilings...
  • The gourmet eat-in kitchen features stone countertops and opens onto an upper deck overlooking the walk-out backyard.
  • Additional improvements include a New Window, New Roof, and New interlocking stone front entrance and backyard.
  • Full Walkout Basement with full Kitchen and a large bedroom with 3pc Ensuite.

This impressive home offers over 2,600 sq. ft. of finished living space on a spacious lot in one of Aurora's most sought-after, family-friendly neighborhoods. Professionally renovated inside and out, it features a Finished Walk-Out Basement and extensive upgrades, including hard wood flooring, pot lights, smooth ceilings, three renovated bathrooms, refinished carpet though upper stairs, 2 new kitchens with open concept , a backsplash, and the open concept of Living/Family/Dinning Area. The gourmet eat-in kitchen features stone countertops and opens onto an upper deck overlooking the walk-out backyard. Additional improvements include a New Window, New Roof, and New interlocking stone front entrance and backyard. Designed for comfortable family living and entertaining, the home offers a cozy family room with a fireplace, a separate TV/living room, a formal dining room, and convenient access to a two-car garage. The generously sized primary bedroom includes a walk-in closet and a private ensuite with a glass-enclosed shower. Full Walkout Basement with full Kitchen and a large bedroom with 3pc Ensuite. Move-in ready and beautifully updated throughout.

Key facts

Property type
Detached, 2-Storey
MLS®
N14029442
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
39.86 × 122.91 ft
Cross streets
Bathurst St / Bloomington Rd / McClellan Way
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out, Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,616 / 2025
Days on market
5
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Bedroom 3Second3.33 × 3.18 m

closet · large window

RecreationBasement5.60 × 6.95 m

w/o to garden · ceramic floor · large window

Bedroom 2Second3.05 × 3.05 m

closet · large window

Dining RoomMain4.37 × 3.56 m

fireplace · bay window · hardwood floor

Primary BedroomSecond4.29 × 3.63 m

3 pc ensuite · walk-in closet(s) · large window

KitchenMain5.10 × 5.83 m

w/o to deck · open concept · centre island

KitchenBasement2.64 × 3.25 m

window · open concept

Living RoomMain6.25 × 3.30 m

combined w/family · large window · open concept

Bedroom 4Basement3.33 × 3.18 m

3 pc ensuite · closet

Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Aurora Highlands, Aurora, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,920/mo
$243KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $468Total carry $6,388

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,214Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$468
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,214

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,616− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,626

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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