813 Stonehaven Avenue, Newmarket, ON

Stonehaven-Wyndham, Newmarket · MLS® N14029966

$1,138,000
For Sale
Listed 6 days agoNo offer date stated
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3+2Bedrooms
4Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Beautiful Maintained Home In Desirable Stonehaven.
  • Great Layout With Large Living/Dining Room Featuring Gas F/Pl Hardwood Flrs On Main And Second Flrs.
  • Specious Master Bedrm With Setting Area/Walk-In Closet& 4Pc Ensuite.
  • Finished Basement With 2 Bedroom Look Out Window And 3Pc Bath.
  • This property applied for a walk-out basement permit in 2024.

Beautiful Maintained Home In Desirable Stonehaven! Ready Move In Condition. Great Layout With Large Living/Dining Room Featuring Gas F/Pl Hardwood Flrs On Main And Second Flrs. Specious Master Bedrm With Setting Area/Walk-In Closet& 4Pc Ensuite.Finished Basement With 2 Bedroom Look Out Window And 3Pc Bath. 2 Car Gar, 2 Gas F/P,Skylight, Lrg Deck & Fully Fenced Yard. This property applied for a walk-out basement permit in 2024. The permit should be eligible for renewal or reissuance.

Key facts

Property type
Detached, 2-Storey
MLS®
N14029966
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
35.01 × 109.91 ft
Cross streets
Stonehaven And Bayview
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,551 / 2026
Days on market
6
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Game RoomBasement0.00 × 0.00 m

irregular room · laminate

Dining RoomMain6.03 × 3.76 m

hardwood floor · combined w/living

Bedroom 4Basement4.11 × 3.12 m

large window · laminate

BreakfastMain5.05 × 3.41 m

combined w/kitchen · california shutters

Primary BedroomSecond6.43 × 5.52 m

gas fireplace · french doors · separate shower

Bedroom 2Second4.20 × 3.19 m

bow window · hardwood floor · closet

KitchenMain5.05 × 3.41 m

stone counters · overlooks family · w/o to deck

Bedroom 5Basement2.86 × 2.78 m

large window · laminate

Living RoomMain6.03 × 3.76 m

hardwood floor · combined w/dining · french doors

Bedroom 3Second3.27 × 3.11 m

large window · hardwood floor

Family RoomMain4.13 × 3.46 m

gas fireplace · sunken room · overlooks backyard

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stonehaven-Wyndham, Newmarket, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,187/mo
$216KIncome needed
5.3×Price ÷ income
$1,197Weekly cost
$19,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,187Property tax $463Total carry $5,649

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,034per month

Mortgage amount $910,400 · 4.49% over 25 years

$227,600Down payment (20.0%)
$910,400Loan before insurance
$0CMHC premium
$5,496Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,034
Property tax
$463
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,496

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,235
Estimated closing costs
$19,235

Plus your down payment of $227,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,093/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$599,727Total interest paid
$1,510,127Total of all payments
Principal $910,400 Interest $599,727
YearPrincipalInterestBalance
1$20,316$40,089$890,084
2$21,239$39,166$868,845
3$22,203$38,202$846,642
4$23,211$37,194$823,431
5$24,265$36,140$799,166
6$25,367$35,038$773,799
7$26,518$33,887$747,281
8$27,723$32,683$719,558
9$28,981$31,424$690,577
10$30,297$30,108$660,280
11$31,673$28,732$628,607
12$33,111$27,294$595,496
13$34,614$25,791$560,882
14$36,186$24,219$524,696
15$37,829$22,576$486,868
16$39,546$20,859$447,321
17$41,342$19,063$405,980
18$43,219$17,186$362,761
19$45,181$15,224$317,579
20$47,233$13,172$270,347
21$49,377$11,028$220,969
22$51,619$8,786$169,350
23$53,963$6,442$115,387
24$56,413$3,992$58,974
25$58,974$1,431$0

At the end of your 5-year term

Total paid over the term
$302,025
Principal paid down
$111,234
Interest paid
$190,791
Balance remaining
$799,166

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $5,551− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,691

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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