314-2504 Rutherford Road, Vaughan, ON

Maple, Vaughan · MLS® N14030124

$799,999
For Sale
Just listed todayNo offer date stated

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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Welcome to Villa Giardino, a highly desirable condominium community in the heart of Maple, offering comfort, convenience and a wonderful sense of community.
  • This beautifully renovated 2-bedroom, 2-bathroom corner suite combines the space and warmth of a traditional home with the ease of carefree condo living.
  • Thoughtfully updated throughout, featuring a beautifully renovated kitchen, modernized bathrooms and elegant new tile flooring throughout the main living areas and...
  • Residents enjoy beautifully landscaped grounds and an array of amenities, including an exercise room, party room, guest suites, visitor parking, social gatherings and...

Welcome to Villa Giardino, a highly desirable condominium community in the heart of Maple, offering comfort, convenience and a wonderful sense of community! This beautifully renovated 2-bedroom, 2-bathroom corner suite combines the space and warmth of a traditional home with the ease of carefree condo living. Thoughtfully updated throughout, featuring a beautifully renovated kitchen, modernized bathrooms and elegant new tile flooring throughout the main living areas and bathrooms. Generously sized living and dining areas provide the perfect setting for entertaining family and friends, hosting holiday gatherings or enjoying Sunday dinners with loved ones. Spacious bedrooms offer comfort and privacy, while the large separate laundry room provides exceptional convenience and additional storage. Step outside onto your expansive wraparound balcony, the perfect place to enjoy your morning coffee, unwind or take in the surrounding greenery. Underground parking included! Enjoy exceptional value with ALL-INCLUSIVE maintenance fees covering HEAT, HYDRO, WATER, CABLE TV, PHONE AND INTERNET, making monthly expenses simple and predictable! Residents enjoy beautifully landscaped grounds and an array of amenities, including an exercise room, party room, guest suites, visitor parking, social gatherings and organized activities that create a welcoming, connected community. Ideally located minutes from Vaughan Mills, Cortellucci Vaughan Hospital, shopping, restaurants, places of worship, transit and major highways. Perfect for those looking to downsize without sacrificing space, comfort or lifestyle. More than just a condo, Villa Giardino is a wonderful place to call home!

Key facts

Property type
Condo Apartment, Other
MLS®
N14030124
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Rutherford Rd/Melville
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$900/mo
Exposure
North East
Property tax
$3,510 / 2026
Listing brokerage
SUTTON GROUP INCENTIVE REALTY INC.

Rooms

BathroomMain1.50 × 2.20 m

3 Pc Bath

Bedroom 2Main2.60 × 5.00 m
KitchenMain3.70 × 4.30 m
BathroomMain1.50 × 3.00 m

3 Pc Ensuite

Family RoomMain3.80 × 4.90 m
LaundryMain1.30 × 2.00 m
Primary BedroomMain3.30 × 4.90 m
Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Maple, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,646/mo
$168KIncome needed
4.8×Price ÷ income
$841Weekly cost
$12,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,646Property tax $293Condo fee $900Total carry $4,839

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,539per month

Mortgage amount $639,999 · 4.49% over 25 years

$160,000Down payment (20.0%)
$639,999Loan before insurance
$0CMHC premium
$4,731Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,539
Property tax
$293
Condo / maintenance fees
$900
Heating
$0
Estimated monthly cost
$4,731

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,475
Estimated closing costs
$12,475

Plus your down payment of $160,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,283/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,600Total interest paid
$1,061,600Total of all payments
Principal $639,999 Interest $421,600
YearPrincipalInterestBalance
1$14,282$28,182$625,717
2$14,931$27,533$610,787
3$15,608$26,856$595,178
4$16,317$26,147$578,861
5$17,058$25,406$561,803
6$17,832$24,632$543,971
7$18,642$23,822$525,329
8$19,489$22,975$505,840
9$20,373$22,091$485,467
10$21,298$21,166$464,168
11$22,265$20,198$441,903
12$23,276$19,188$418,626
13$24,333$18,131$394,293
14$25,438$17,026$368,855
15$26,593$15,871$342,262
16$27,801$14,663$314,461
17$29,063$13,401$285,398
18$30,382$12,082$255,016
19$31,762$10,702$223,254
20$33,204$9,260$190,050
21$34,712$7,752$155,339
22$36,288$6,176$119,051
23$37,935$4,529$81,116
24$39,658$2,806$41,458
25$41,458$1,006$0

At the end of your 5-year term

Total paid over the term
$212,320
Principal paid down
$78,196
Interest paid
$134,124
Balance remaining
$561,803

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,510− Condo fees $10,799− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,403

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP INCENTIVE REALTY INC.. MLS®/PropTx.

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