678 Lake Drive, Georgina, ON
Historic Lakeshore Communities, Georgina · MLS® N14030396
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About this home
In short
- Three Separate Lots Come Together To Form Sunset Shores, A Family Retreat Set On Approximately 1.7 Acres Of Direct Lake Simcoe Waterfront.
- The Landing Is A 5-Bedroom, 3-Bath Bungalow With A Newer Roof, Gas Furnace And Central Air.
- Shorehouse Is A Two-Storey Lakefront Residence With 6 Bedrooms, 3 Baths, A Main-Floor Bedroom, Stunning Lake Views From Many Rooms And A Distinctive Sunken Living...
- Overlooking The Beach, Driftwood Is A Charming 3-Bedroom, 2-Bath Bungalow With Lake Views And Comfortable Space For Family Or Guests.
- Existing Footings For A Second Boathouse Offer Potential For Restoration Or Rebuilding, Subject To Applicable Approvals.
Three Lots. Three Cottages. One Waterfront Estate. Three Separate Lots Come Together To Form Sunset Shores, A Family Retreat Set On Approximately 1.7 Acres Of Direct Lake Simcoe Waterfront. With Three Distinct Residences And Spectacular Sunset Views Across The Lake, This Multi-Generational Estate Offers Space To Gather While Preserving Privacy For Family And Guests. Lush Perennial Gardens, Mature Trees And Expansive Lawns Create A Private, Park-Like Setting With Room To Explore, Entertain And Enjoy Time Together. Each Residence Has Its Own Character. The Landing Is A 5-Bedroom, 3-Bath Bungalow With A Newer Roof, Gas Furnace And Central Air. Shorehouse Is A Two-Storey Lakefront Residence With 6 Bedrooms, 3 Baths, A Main-Floor Bedroom, Stunning Lake Views From Many Rooms And A Distinctive Sunken Living Room Centred Around A Beautiful Stone Fireplace. Overlooking The Beach, Driftwood Is A Charming 3-Bedroom, 2-Bath Bungalow With Lake Views And Comfortable Space For Family Or Guests. Exterior Hydro And A Water Line At Driftwood Offer Potential For An Outdoor Hot Tub, Sauna And/Or Bunkie, Subject To Applicable Approvals. Days On The Water Begin At Sunset Slip, The Wet-Slip Boathouse, Or One Of Your Own Permanent Docks. Existing Footings For A Second Boathouse Offer Potential For Restoration Or Rebuilding, Subject To Applicable Approvals. Crystal-Clear Water And A Gradual Entry Invite Children And Grandchildren To Swim, While Deeper Water Beyond Accommodates Boating. Cruise To Friday Harbour For Lunch Or Coffee, Explore Lake Simcoe Or Venture Through The Trent-Severn Waterway. Back On Shore, Sunset Court Offers The Opportunity To Restore A Sports Court For Added Recreation. Serviced By Municipal Water And Sewer And Located Just Over An Hour From Toronto, Sunset Shores Offers The Space And Setting To Make Family Summers A Lasting Tradition, With Every Evening Framed By Sunsets Across The Lake.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14030396
- Bedrooms
- 6+8 (14 total)
- Bathrooms
- 8 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 146.8 × 473.11 ft
- Cross streets
- Lake Dr E & Lyons Lane
- Driveway
- Private
- Basement
- Crawl Space
- Kitchens
- 3 (1 + 2)
- Heating
- Baseboard
- A/C
- Central Air, Window Unit(s)
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $30,288 / 2026
- Days on market
- 4
- Listing brokerage
- LPT REALTY
Rooms
broadloom · closet · window
tile floor · window · laundry sink
broadloom · closet · window
window · tile floor · broadloom
balcony · closet · 3 pc ensuite
broadloom · closet · window
broadloom · closet · window
eat-in kitchen · window · backsplash
fireplace · w/o to deck · overlook water
window · closet · broadloom
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Historic Lakeshore Communities, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
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Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $4,399,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $24,324
- Property tax
- $2,524
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $26,848
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $123,950
- Estimated closing costs
- $123,950
Plus your down payment of $1,099,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,459,436
- Principal paid down
- $537,501
- Interest paid
- $921,935
- Balance remaining
- $3,861,699
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.