65 Maffey Crescent, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N14031412

$950,000
For Sale
Listed 3 days agoNo offer date stated

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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this beautifully maintained 3-bedroom freehold townhouse on a quiet crescent in Richmond Hill's sought-after Westbrook community.
  • A bright, open main floor features hardwood floors and a kitchen with quartz countertops.
  • The carpet-free second floor includes a spacious primary bedroom with a walk-in closet and a 4-piece ensuite.
  • The finished basement provides extra living space, an additional bedroom, and a 3-piece bathroom.
  • Additional highlights include a roof replaced in 2022, an owned tankless water heater, direct garage access, an interlock driveway extension providing an extra...

Welcome to this beautifully maintained 3-bedroom freehold townhouse on a quiet crescent in Richmond Hill's sought-after Westbrook community. A bright, open main floor features hardwood floors and a kitchen with quartz countertops. The carpet-free second floor includes a spacious primary bedroom with a walk-in closet and a 4-piece ensuite. The finished basement provides extra living space, an additional bedroom, and a 3-piece bathroom. Enjoy summer evenings in the fully fenced backyard with an interlock patio. Additional highlights include a roof replaced in 2022, an owned tankless water heater, direct garage access, an interlock driveway extension providing an extra parking spot, and a Tesla EV charger. With nearby parks and trails, excellent schools, and easy access to shopping, transit, and major highways, this home offers comfort and convenience in a wonderful family neighbourhood. You must see.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14031412
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
19.7 × 109.21 ft
Cross streets
Yonge/Gamble
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,728 / 2026
Days on market
3
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

Bedroom 3Second3.93 × 2.75 m

Laminate

Primary BedroomSecond6.14 × 3.99 m

Laminate

Family RoomMain7.83 × 3.01 m

combined w/dining · hardwood floor

Dining RoomMain7.83 × 3.01 m

combined w/family · hardwood floor

Bedroom 2Second3.30 × 2.73 m

Laminate

BreakfastMain3.16 × 2.34 m

w/o to patio · tile floor

BedroomBasement0.00 × 0.00 m
KitchenMain3.00 × 2.34 m

tile floor · quartz counter

RecreationBasement0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,330/mo
$181KIncome needed
5.3×Price ÷ income
$999Weekly cost
$15,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,330Property tax $394Total carry $4,724

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $760,000 · 4.49% over 25 years

$190,000Down payment (20.0%)
$760,000Loan before insurance
$0CMHC premium
$4,596Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$394
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,596

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Estimated closing costs
$15,475

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,651Total interest paid
$1,260,651Total of all payments
Principal $760,000 Interest $500,651
YearPrincipalInterestBalance
1$16,960$33,466$743,040
2$17,730$32,696$725,310
3$18,535$31,891$706,775
4$19,377$31,049$687,398
5$20,256$30,170$667,142
6$21,176$29,250$645,966
7$22,138$28,288$623,828
8$23,143$27,283$600,686
9$24,193$26,233$576,492
10$25,292$25,134$551,200
11$26,440$23,986$524,760
12$27,641$22,785$497,119
13$28,896$21,530$468,223
14$30,208$20,218$438,016
15$31,579$18,847$406,436
16$33,013$17,413$373,423
17$34,512$15,914$338,911
18$36,079$14,347$302,832
19$37,717$12,709$265,115
20$39,430$10,996$225,685
21$41,220$9,206$184,465
22$43,092$7,334$141,373
23$45,048$5,378$96,325
24$47,093$3,333$49,232
25$49,232$1,194$0

At the end of your 5-year term

Total paid over the term
$252,130
Principal paid down
$92,858
Interest paid
$159,272
Balance remaining
$667,142

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $4,728− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,436

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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