281 Hillcrest Road, Georgina, ON
Keswick North, Georgina · MLS® N14031916
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About this home
In short
- Welcome to 281 Hillcrest Road, a beautifully and extensively renovated bungalow in one of Keswick's desirable lakeside pockets.
- This impressive 4+2 bedroom home offers a bright, thoughtfully designed layout with a separate family room, stylish finishes, and beautifully renovated bathrooms...
- The fully finished basement, complete with two additional bedrooms and a separate entrance, provides exceptional additional living space and flexibility for a growing...
- Tastefully renovated, move-in ready, and ideally located - 281 Hillcrest Road offers the perfect combination of modern living, generous space, and the relaxed...
- Recent exterior improvements include a new roof, landscaping & extensive concrete work surrounding the house.
Welcome to 281 Hillcrest Road, a beautifully and extensively renovated bungalow in one of Keswick's desirable lakeside pockets. This impressive 4+2 bedroom home offers a bright, thoughtfully designed layout with a separate family room, stylish finishes, and beautifully renovated bathrooms throughout. The updated kitchen features stainless steel appliances and flows seamlessly into the home's inviting living spaces. The fully finished basement, complete with two additional bedrooms and a separate entrance, provides exceptional additional living space and flexibility for a growing or extended family. Rough-in work for main floor washer & Dryer has been done already. Set on a beautiful lot surrounded by custom-built homes, this property enjoys a wonderful setting facing the park and just steps from Lake Simcoe. Residents also enjoy community waterfront access, bringing the lake and outdoor lifestyle right to your doorstep. Tastefully renovated, move-in ready, and ideally located - 281 Hillcrest Road offers the perfect combination of modern living, generous space, and the relaxed lifestyle of Keswick's waterfront community. Situated on a quiet, dead-end street with minimal through traffic, this property offers added privacy and a peaceful residential setting. Recent exterior improvements include a new roof, landscaping & extensive concrete work surrounding the house. Steps To Park & Lake W/Deeded Access! Rare Opportunity in Keswick! This property has been successfully severed into three separate parcels, offering buyers a unique opportunity to purchase the existing bungalow along with two additional, separately serviced building lots. Located at 285 and 287 Tennis Road, these lots offer excellent potential for the construction of two new detached homes. Whether you're a builder, investor, or homeowner looking to maximize future potential, this is an opportunity worth exploring! The bungalow and vacant lots are available for purchase together or separately.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N14031916
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 56.86 × 82.23 ft
- Cross streets
- Lake Dr N & Hillcrest
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,086 / 2026
- Days on market
- 3
- Listing brokerage
- HOMELIFE FRONTIER REALTY INC.
Rooms
b/i appliances · centre island · stainless steel appl
laminate · 3 pc bath
window · closet
window · closet
laminate · window
laminate · window
access to garage · bay window
window · closet · 4 pc ensuite
combined w/living · pot lights
combined w/dining · pot lights · electric fireplace
window · closet
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Considering this property? Request a written price readNeighbourhood & location
Keswick North, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $934,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,166
- Property tax
- $174
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,340
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,835
- Estimated closing costs
- $19,835
Plus your down payment of $233,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $309,987
- Principal paid down
- $114,166
- Interest paid
- $195,821
- Balance remaining
- $820,234
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.