804-20 Baif Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N14032244

$799,900
For Sale
Listed 5 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage
1400-1599Sq ft

About this home

In short

  • Space, style and a complete renovation.
  • A rare 1,567 sq. ft., three-bedroom suite in an established, well-managed condominium community, complete with two parking spaces and a locker.
  • Beautifully renovated throughout, with quality wide-plank laminate flooring and a stunning kitchen featuring classic white floor-to-ceiling cabinetry, stone counters...
  • The primary bedroom offers two large his-and-hers closets and a renovated three-piece ensuite with porcelain tile floors and glass-enclosed shower.
  • Completely move-in ready, with the renovations already done for you.

Space, style and a complete renovation! A rare 1,567 sq. ft., three-bedroom suite in an established, well-managed condominium community, complete with two parking spaces and a locker. Beautifully renovated throughout, with quality wide-plank laminate flooring and a stunning kitchen featuring classic white floor-to-ceiling cabinetry, stone counters, mosaic backsplash, undermount sink, under-cabinet lighting, pendant lights, pot-style LED fixtures and stainless steel appliances. Ample cupboard and counter space will please even the most discerning buyer. The expansive living and dining area is flooded with afternoon sunlight through floor-to-ceiling windows, with room for an additional sitting area or home workspace. All three generously sized bedrooms easily accommodate substantial furniture. The primary bedroom offers two large his-and-hers closets and a renovated three-piece ensuite with porcelain tile floors and glass-enclosed shower. The main 4-piece bathroom features porcelain flooring, tiled tub surround and a convenient linen closet. Thoughtful finishing touches set this suite apart: smooth ceilings in principal rooms, crown moulding throughout, elegant picture frame wall moulding in the hallways and main living area, plus modern low-profile LED ceiling lighting in the kitchen and in the bulkheads of the living room, all three bedrooms and hallway. Heating, electricity and cable TV are included in the monthly maintenance fees. Completely move-in ready, with the renovations already done for you. And what a convenient location! Close to Hillcrest Mall and Yonge Street's shops and restaurants, with No Frills, T&T, cafés, banks, pharmacies, LCBO, fitness centres, doctors, dentists, salons and everyday services nearby. Mackenzie Richmond Hill Hospital, historic downtown Richmond Hill, public transit and GO Transit are also easily accessible. Whether shopping, dining, running errands or commuting, everything you need is close to home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N14032244
Bedrooms
3
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Yonge/Weldrick
Parking
2 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$1,208/mo
Exposure
South West
Property tax
$3,344 / 2026
Days on market
5
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 3Main4.93 × 3.07 m

b/i closet · pot lights · laminate

Dining RoomMain7.16 × 6.22 m

laminate · crown moulding · irregular room

Living RoomMain7.16 × 6.22 m

laminate · crown moulding · irregular room

Primary BedroomMain5.94 × 3.99 m

3 pc ensuite · his and hers closets · laminate

Bedroom 2Main5.33 × 3.99 m

large closet · pot lights · laminate

KitchenMain5.11 × 2.47 m

stone counters · stainless steel appl · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$670kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $515/sqft; this home lists at $533/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
800kThis home699k680k650k649kThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$550K
Harding
$514K
Langstaff
$524K
Crosby
$860K
South Richvale
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,646/mo
$174KIncome needed
4.6×Price ÷ income
$841Weekly cost
$12,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,646Property tax $279Condo fee $1,208Total carry $5,132

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,920 · 4.49% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$5,025Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$279
Condo / maintenance fees
$1,208
Heating
$0
Estimated monthly cost
$5,025

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Estimated closing costs
$12,473

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,548Total interest paid
$1,061,468Total of all payments
Principal $639,920 Interest $421,548
YearPrincipalInterestBalance
1$14,280$28,178$625,640
2$14,929$27,530$610,711
3$15,606$26,852$595,105
4$16,315$26,144$578,789
5$17,056$25,403$561,734
6$17,830$24,628$543,903
7$18,640$23,819$525,263
8$19,486$22,973$505,777
9$20,371$22,088$485,406
10$21,296$21,163$464,111
11$22,263$20,196$441,848
12$23,274$19,185$418,574
13$24,330$18,128$394,244
14$25,435$17,024$368,809
15$26,590$15,869$342,219
16$27,797$14,662$314,422
17$29,059$13,400$285,363
18$30,379$12,080$254,984
19$31,758$10,701$223,226
20$33,200$9,259$190,027
21$34,707$7,751$155,319
22$36,283$6,176$119,036
23$37,930$4,528$81,106
24$39,653$2,806$41,453
25$41,453$1,006$0

At the end of your 5-year term

Total paid over the term
$212,294
Principal paid down
$78,186
Interest paid
$134,107
Balance remaining
$561,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $3,344− Condo fees $14,496− Insurance $600− Vacancy & upkeep $6,270Net operating income $32,289

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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