605-20 Baif Boulevard, Richmond Hill, ON
North Richvale, Richmond Hill · MLS® N14032252
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About this home
In short
- Enjoy spacious, sun-filled condo living in this beautifully renovated 1,224 sq. ft. two-bedroom plus solarium suite.
- Two updated bathrooms include a 4-piece main bath with a glass tub enclosure and a 3-piece ensuite with a beautifully finished glass shower, contemporary tilework and...
Enjoy spacious, sun-filled condo living in this beautifully renovated 1,224 sq. ft. two-bedroom plus solarium suite. West-facing floor-to-ceiling windows bring in wonderful afternoon light and offer sweeping neighbourhood views. The generous living and dining area provides plenty of room to entertain, relax and accommodate a full-sized dining table, while the separate solarium offers flexible space for a home office, reading retreat or other uses. The stylish kitchen is designed for both everyday living and entertaining, with an impressive island, white cabinetry, stone countertops, glass subway tile backsplash, under-cabinet lighting, stainless steel appliances and abundant storage and preparation space. Quality wide-plank flooring, crown moulding and sleek LED pot-style lighting in the kitchen and bedroom bulkheads and living room dropped ceiling add warmth and polish throughout. Both bedrooms are comfortably proportioned. The primary bedroom features large his-and-hers closets and room for a dedicated workspace. Two updated bathrooms include a 4-piece main bath with a glass tub enclosure and a 3-piece ensuite with a beautifully finished glass shower, contemporary tilework and modern fixtures. Located in an established condominium community, this suite includes one parking space and one locker. Another attractive benefit: electricity, heating, water and cable TV are all included in the maintenance fees. Everyday convenience is a major attraction: Hillcrest Mall, Yonge Street shops and restaurants, No Frills, T&T, banks, pharmacies, LCBO, fitness facilities, medical and dental services, cafés and salons are all nearby. Richmond Hill Hospital, historic downtown Richmond Hill, local transit and GO Transit are also readily accessible. A wonderful combination of generous space, modern finishes and an exceptionally convenient location.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N14032252
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Yonge St. north of 16th
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $891/mo
- Exposure
- West
- Property tax
- $2,616 / 2026
- Days on market
- 4
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
3 pc ensuite · laminate · his and hers closets
laminate · irregular room
laminate · combined w/living · crown moulding
quartz counter · centre island · pot lights
laminate · crown moulding · large closet
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
North Richvale, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $574,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,176
- Property tax
- $218
- Condo / maintenance fees
- $891
- Heating
- $0
- Estimated monthly cost
- $4,285
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,835
- Estimated closing costs
- $10,835
Plus your down payment of $143,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $190,557
- Principal paid down
- $70,181
- Interest paid
- $120,376
- Balance remaining
- $504,219
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.