51 Queen Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N14033208

$599,000
For Sale
Listed 5 days agoNo offer date stated

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3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • THE PERFECT PLACE TO PUT DOWN ROOTS.
  • Whether you're taking your first step into home ownership or looking for the perfect place to begin your next chapter, this inviting three-bedroom home offers an...
  • Step outside to a fabulous backyard brimming with possibilities, where you can envision your own private oasis - perfect for summer entertaining, relaxing evenings...

THE PERFECT PLACE TO PUT DOWN ROOTS! Welcome to 51 Queen Street, ideally situated in the heart of Sutton West. Whether you're taking your first step into home ownership or looking for the perfect place to begin your next chapter, this inviting three-bedroom home offers an exciting opportunity to build a future of your own. Move in and enjoy from day one, with the added potential to personalize, renovate, and create a home that evolves alongside your lifestyle. Step outside to a fabulous backyard brimming with possibilities, where you can envision your own private oasis - perfect for summer entertaining, relaxing evenings, and making lasting memories with family and friends. The basement presents additional possibilities for those looking to explore future living-space enhancements or potential income opportunities, subject to approvals and applicable requirements. With great bones, a versatile layout, and plenty of room to make your mark, this is a home where your vision can take shape over time. Enjoy a prime central location within walking distance of local shops, restaurants, everyday amenities, and everything that makes Sutton West such a wonderful place to call home. An ideal opportunity for first-time buyers, young couples, and growing families ready to put down roots and create their own version of home. The possibilities are here - all that's missing is you!

Key facts

Property type
Detached, Backsplit 3
MLS®
N14033208
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
66 × 194.47 ft
Cross streets
Black River/Dalton Road
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stone
Foundation
Concrete Block, Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,614 / 2026
Days on market
5
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

BreakfastMain3.50 × 2.97 m

ceramic floor · combined w/kitchen · w/o to deck

Living RoomMain4.72 × 4.08 m

hardwood floor · picture window · open concept

Primary BedroomUpper3.56 × 4.36 m

overlooks backyard · his and hers closets · laminate

Family RoomLower6.90 × 6.42 m

above grade window · stone fireplace · laminate

LaundryLower3.42 × 2.29 m

2 pc bath · laundry sink · separate room

RecreationLower6.90 × 6.42 m

wet bar · fireplace insert · combined w/family

FoyerMain1.77 × 1.73 m
Bedroom 3Upper3.02 × 2.79 m

ceiling fan(s) · laminate · closet

KitchenMain3.29 × 3.33 m

ceramic floor · marble counter · b/i oven

Bedroom 2Upper3.76 × 2.67 m

overlooks backyard · laminate · closet

Dining RoomMain1.98 × 2.97 m

hardwood floor · l-shaped room · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,730/mo
$121KIncome needed
5.0×Price ÷ income
$630Weekly cost
$8,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $2,730Property tax $385Total carry $3,115

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,034Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$385
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,034

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Estimated closing costs
$8,455

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $4,614− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,550

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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