1032 Wilbur Pipher Circle, Newmarket, ON

Stonehaven-Wyndham, Newmarket · MLS® N14079746

$1,548,000
For Sale
Listed 5 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Beautifully Upgraded And Spacious 3,207 Sq Ft Home Featuring A Fully Finished Basement With Building, Electrical And Plumbing Permits And All Final Inspections Passed.
  • Parking For Up To 6 Vehicles Including The Garage.
  • Inside, Enjoy A Bright Open-Concept Layout, 9 Ft Main-Floor Ceilings And A Spacious Kitchen With A Large Centre Island And Updated Range Hood, Perfect For Everyday...
  • Thoughtful Upgrades Include An Updated Front Entry Door, Zebra Blinds Throughout The Main Floor, Pot Lights On Both The Main And Second Floors, An Updated Powder Room...
  • The Finished Basement Provides Valuable Additional Space For Family Living And Recreation.

Beautifully Upgraded And Spacious 3,207 Sq Ft Home Featuring A Fully Finished Basement With Building, Electrical And Plumbing Permits And All Final Inspections Passed! This Inviting Home Sits On A Large Lot Along A Quiet Street, With A Sun-Filled, South-Facing Backyard And No Sidewalk. Parking For Up To 6 Vehicles Including The Garage. Inside, Enjoy A Bright Open-Concept Layout, 9 Ft Main-Floor Ceilings And A Spacious Kitchen With A Large Centre Island And Updated Range Hood, Perfect For Everyday Living And Entertaining. Equipped With A vänEE Heat Recovery Ventilator (HRV), Water Softener And Whole-House Water Filtration System For Added Comfort. Thoughtful Upgrades Include An Updated Front Entry Door, Zebra Blinds Throughout The Main Floor, Pot Lights On Both The Main And Second Floors, An Updated Powder Room Vanity, Exterior Spotlights And A Quartz Vanity Countertop In The Primary Ensuite. Washer Approximately 6 Months New. The Finished Basement Provides Valuable Additional Space For Family Living And Recreation. Conveniently Located Minutes From Schools, Parks, Shopping And A Community Centre, With Easy Access To Highway 404 And GO Transit.

Key facts

Property type
Detached, 2-Storey
MLS®
N14079746
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
50.2 × 85.3 ft
Cross streets
Mulock&Leslie
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,158 / 2025
Days on market
5
Listing brokerage
CENTURY 21 MYPRO REALTY

Rooms

Family RoomGround4.27 × 4.88 m

hardwood floor · w/w closet · gas fireplace

OfficeGround
Bedroom 4Second4.02 × 4.88 m
BreakfastGround3.66 × 4.21 m
KitchenGround3.66 × 5.43 m
Bedroom 3Second4.02 × 4.57 m
Living RoomGround3.66 × 5.64 m

Hardwood Floor

PantryGround
Primary BedroomSecond4.27 × 6.10 m

5 pc ensuite · double closet

Bedroom 2Second3.96 × 5.12 m

4 pc ensuite · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stonehaven-Wyndham, Newmarket, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,055/mo
$294KIncome needed
5.3×Price ÷ income
$1,628Weekly cost
$27,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,055Property tax $680Total carry $7,735

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,847per month

Mortgage amount $1,238,400 · 4.49% over 25 years

$309,600Down payment (20.0%)
$1,238,400Loan before insurance
$0CMHC premium
$7,527Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,847
Property tax
$680
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,527

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,435
Estimated closing costs
$27,435

Plus your down payment of $309,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,288/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$815,798Total interest paid
$2,054,198Total of all payments
Principal $1,238,400 Interest $815,798
YearPrincipalInterestBalance
1$27,636$54,532$1,210,764
2$28,891$53,277$1,181,874
3$30,202$51,966$1,151,671
4$31,574$50,594$1,120,098
5$33,007$49,161$1,087,090
6$34,506$47,662$1,052,585
7$36,073$46,095$1,016,512
8$37,710$44,457$978,801
9$39,423$42,745$939,379
10$41,213$40,955$898,166
11$43,084$39,084$855,083
12$45,040$37,128$810,043
13$47,085$35,083$762,958
14$49,223$32,945$713,735
15$51,458$30,710$662,277
16$53,794$28,374$608,483
17$56,237$25,931$552,246
18$58,790$23,378$493,456
19$61,459$20,709$431,997
20$64,250$17,918$367,747
21$67,167$15,001$300,581
22$70,217$11,951$230,364
23$73,405$8,763$156,959
24$76,738$5,430$80,222
25$80,222$1,946$0

At the end of your 5-year term

Total paid over the term
$410,840
Principal paid down
$151,310
Interest paid
$259,530
Balance remaining
$1,087,090

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $8,158− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,726

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MYPRO REALTY. MLS®/PropTx.

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