86 Golden Trail, Vaughan, ON

Patterson, Vaughan · MLS® N14080520

$1,169,888
For Sale
Listed 4 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • R-A-V-I-N-E Lot Beauty With Your Own Backyard in prestigious Valleys of ThornhillFully Upgraded, Spacious Customized Layout 4 bedroom, fully Freehold townhome (NO...
  • With almost 2200 sq plus WALK-OUT Basement, you'll enjoy features like a gorgeous upgraded kitchen with an extra large island and breakfast seating, custom...
  • 10-ft ceilings on the Main floor, 9-ft ceilings upstairs, hardwood flooring, crown mouldings, smooth ceilings, multiple balconies and a fireplace.
  • The primary bedroom overlooking breathtaking ravine, has a walk-in closet and a beautiful 5-piece ensuite bathroom with glass shower and freestanding tub.
  • This Beautiful Ravine Offering True Feeling Of Privacy & Tranquility.

***R-A-V-I-N-E Lot Beauty With Your Own Backyard in prestigious Valleys of Thornhill***Fully Upgraded, Spacious Customized Layout 4 bedroom, fully Freehold townhome (NO monthly maintenance fees) . With almost 2200 sq plus WALK-OUT Basement, you'll enjoy features like a gorgeous upgraded kitchen with an extra large island and breakfast seating, custom ceiling-height cabinets, quartz countertops, backsplash. 10-ft ceilings on the Main floor, 9-ft ceilings upstairs, hardwood flooring, crown mouldings, smooth ceilings, multiple balconies and a fireplace. The open concept main floor has a balcony off both the living and kitchen, perfect for stepping out to enjoy your morning coffee or evening relaxation. The primary bedroom overlooking breathtaking ravine, has a walk-in closet and a beautiful 5-piece ensuite bathroom with glass shower and freestanding tub. A fully fenced garden with interlocked patio and garage access to the mudroom/laundry room are other superb conveniences and upgrades. You're minutes to Lebovic Community Centre, Top-rated schools, parks, restaurants, shops, major Highways, and public transit. This Beautiful Ravine Offering True Feeling Of Privacy & Tranquility! Too Many Extras To List, See For Yourself. You Will NotBe Disappointed 10+++

Key facts

Property type
Townhouse, 3-Storey
MLS®
N14080520
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
18.41 × 94.28 ft
Cross streets
Bathurst/Rutherford
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Walk-Out, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,037 / 2025
Days on market
4
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Dining RoomMain7.92 × 4.08 m

hardwood floor · open concept · crown moulding

LaundryGround2.00 × 1.00 m

tile floor · w/o to garage · closet

Primary BedroomUpper5.39 × 3.60 m

overlooks ravine · 5 pc ensuite · walk-in closet(s)

Living RoomMain7.92 × 4.08 m

w/o to balcony · hardwood floor · combined w/dining

KitchenMain5.43 × 3.87 m

stainless steel appl · centre island · overlooks ravine

BreakfastMain5.43 × 3.87 m

breakfast bar · pantry · w/o to balcony

Family RoomGround5.43 × 3.61 m

fireplace · pot lights · overlooks ravine

Bedroom 2Upper3.70 × 2.62 m

walk-in closet(s) · large window · 4 pc bath

DenMain2.11 × 1.00 m

hardwood floor · 2 pc bath · large window

Bedroom 3Upper3.78 × 2.50 m

large closet · 4 pc bath · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$934K
Uplands
$1.45M
Beverley Glen
$965K
Vellore Village
$1.04M
East Woodbridge
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,332/mo
$223KIncome needed
5.3×Price ÷ income
$1,230Weekly cost
$19,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,332Property tax $503Total carry $5,835

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,175per month

Mortgage amount $935,910 · 4.49% over 25 years

$233,978Down payment (20.0%)
$935,910Loan before insurance
$0CMHC premium
$5,678Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,175
Property tax
$503
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,678

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,873
Estimated closing costs
$19,873

Plus your down payment of $233,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,263/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$616,532Total interest paid
$1,552,443Total of all payments
Principal $935,910 Interest $616,532
YearPrincipalInterestBalance
1$20,886$41,212$915,025
2$21,834$40,264$893,191
3$22,825$39,273$870,366
4$23,862$38,236$846,504
5$24,945$37,153$821,559
6$26,078$36,020$795,482
7$27,262$34,836$768,220
8$28,499$33,598$739,721
9$29,793$32,304$709,928
10$31,146$30,952$678,782
11$32,560$29,537$646,221
12$34,039$28,059$612,183
13$35,584$26,514$576,599
14$37,200$24,898$539,399
15$38,889$23,209$500,510
16$40,654$21,443$459,856
17$42,500$19,597$417,356
18$44,430$17,668$372,926
19$46,447$15,650$326,478
20$48,556$13,542$277,922
21$50,761$11,337$227,161
22$53,066$9,032$174,096
23$55,475$6,623$118,621
24$57,994$4,104$60,627
25$60,627$1,471$0

At the end of your 5-year term

Total paid over the term
$310,489
Principal paid down
$114,351
Interest paid
$196,138
Balance remaining
$821,559

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $6,037− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,419

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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