31 Islay Crescent, Vaughan, ON

Maple, Vaughan · MLS® N14081928

$749,000
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 31 Islay Crescent, a beautifully maintained freehold townhome in Vaughan's highly desirable Maple community.
  • Offering 3 bedrooms, 2 bathrooms, and a functional layout, this home is perfect for families, professionals, and investors alike.
  • Commuters will appreciate easy access to Highway 400, public transit, and Maple GO Station, while families benefit from nearby schools and healthcare facilities...

Welcome to 31 Islay Crescent, a beautifully maintained freehold townhome in Vaughan's highly desirable Maple community. Offering 3 bedrooms, 2 bathrooms, and a functional layout, this home is perfect for families, professionals, and investors alike. Enjoy a prime location just minutes from Canada's Wonderland, Vaughan Mills Shopping Centre, parks, walking trails, community centres, grocery stores, and everyday conveniences. Commuters will appreciate easy access to Highway 400, public transit, and Maple GO Station, while families benefit from nearby schools and healthcare facilities, including Cortellucci Vaughan Hospital. An exceptional opportunity to own in a vibrant, family-friendly neighborhood that combines comfort, convenience, and lifestyle. Sold as is where is.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14081928
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
18.39 × 105.08 ft
Cross streets
James St and Roseheath Dr
Parking
1 garage · 3 parking (built-in)
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Poured Concrete
Roof
Asphalt Shingle, Fibreglass Shingle
Sewer
Sewer
Property tax
$3,521 / 2026
Days on market
4
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
A small discount is typical
$732Klikely sale price

Listed at $749,000. Going by how homes in Maple and the wider GTA have actually closed against their asking prices (about 98%, 11 local closings in 90 days), the likely sale price is near $732K, if it sells. A realistic range is $686K to $825K.

Independent value check: $778K. Without looking at the asking price, our model values the home itself about 4% above the ask (homes like it typically land between $729K and $815K).

Why $778K. The typical townhouse sold in Maple over the past year went for about $908K (62 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,521 a year; the typical home sold here pays about $3,800.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightlyThe listing presents it as a home to renovate or rebuild.
List price
$686KBelow recent closings$825KAbove recent closings

Total price vs nearby homes. Likely closing about $732K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$875Kmedian sold price
98%of asking, on average
−10%prices vs a year ago
~22 dayshomes like this take to sell
4days on market so far
$3,213/moest. rent · 42 leases
5.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 7 townhouse homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $576/sqft against an area asking average of $657/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $776K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Maple, so I widened the search to the surrounding area.

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Maple, from 90 closings in Maple.

Sold price trend

Median sold price for townhouses in Vaughan: $1.00M in September 2026, up 1% from a year ago, on 435 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Vaughan as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.02M46
November 2025$950K35
December 2025$997K29
January 2026$1.07M17
February 2026$1.02M30
March 2026$985K41
April 2026$1.04M45
May 2026$983K53
June 2026$1.02M38
July 2026$996K49
August 2026$1.00M31
September 2026$1.00M21

Neighbourhood & location

Maple, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Vellore Village
$1.04M
Patterson
$1.14M
East Woodbridge
$989K
Beverley Glen
$965K
Elder Mills
$850K

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,414/mo
$143KIncome needed
5.2×Price ÷ income
$788Weekly cost
$11,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,414Property tax $293Total carry $3,707

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$3,606Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$293
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,606

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Estimated closing costs
$11,455

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 42 whole-home leases in Maple$3,213/mo
$38,556Gross annual rent
3.9%Cap rate after taxes and upkeep
$2,936 to $3,449Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 42 whole-home leases in Maple signed at a median of $3,598 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,213. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.1%
Gross yield
− Property tax $3,521− Insurance $1,400− Vacancy & upkeep $4,241Net operating income $29,394

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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