45 Bailey Crescent, Aurora, ON

Aurora Highlands, Aurora · MLS® N14082500

$774,900
For Sale
Listed 4 days agoNo offer date stated
3+1Bedrooms
2Bathrooms
3Parking
700-1100Sq ft

About this home

Top 5 Reasons You Will Love This Home: 1) Set along a quiet street in sought-after Aurora Highlands, this lovingly maintained bungalow makes a wonderful first impression with beautiful curb appeal while placing schools, parks, nature trails, shopping, and public transit all within convenient reach 2) Step inside to an expansive living and dining area designed for gathering, where timeless hardwood flooring and a large west-facing bay window create a bright and welcoming setting for both everyday living and entertaining 3) At the heart of the home, the family-sized kitchen provides an abundance of cabinetry and practical workspace, complemented by three well-proportioned main level bedrooms offering flexibility for growing families, overnight guests, or a dedicated home office 4) Discover even more versatility through a separate entrance leading to an in-law suite complete with its own kitchen, spacious recreation room, 3-piece bathroom, additional bedroom, and generous storage, creating excellent possibilities for extended or multi-generational family living 5) Step outside and unwind in a peaceful backyard retreat framed by mature trees and lush greenery, featuring a patio for outdoor dining, established gardens, wooden privacy fencing, and two storage sheds for added functionality. 1,054 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

Key facts

Property type
Semi-Detached, Bungalow
MLS®
N14082500
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
34.7 × 103.89 ft
Cross streets
Davidson Rd/Bailey Cres
Parking
3 parking
Driveway
Mutual
Basement
Finished, Full, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,897 / 2025
Days on market
4
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

Dining RoomMain4.15 × 2.46 m

hardwood floor · open concept

BedroomMain3.28 × 2.46 m

hardwood floor · closet · window

BedroomBasement3.32 × 2.45 m

vinyl floor · closet

KitchenMain4.16 × 3.54 m

linoleum · ceramic backsplash · double sink

BedroomMain2.97 × 2.66 m

hardwood floor · closet · w/o to patio

Primary BedroomMain3.90 × 3.07 m

hardwood floor · closet · ceiling fan(s)

RecreationBasement6.21 × 4.67 m

vinyl floor · open concept · window

KitchenBasement3.32 × 2.52 m

vinyl floor · open concept

Living RoomMain4.43 × 3.89 m

hardwood floor · open concept · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Aurora Highlands · asking prices
$885kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $681/sqft; this home lists at $861/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
775kThis home999k828k829kThis home vs active comparables

Neighbourhood & location

Aurora Highlands, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Aurora Heights
$793K

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,532/mo
$148KIncome needed
5.2×Price ÷ income
$815Weekly cost
$11,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,532Property tax $325Total carry $3,856

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,428per month

Mortgage amount $619,920 · 4.49% over 25 years

$154,980Down payment (20.0%)
$619,920Loan before insurance
$0CMHC premium
$3,752Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,428
Property tax
$325
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,752

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,973
Estimated closing costs
$11,973

Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,149/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,373Total interest paid
$1,028,293Total of all payments
Principal $619,920 Interest $408,373
YearPrincipalInterestBalance
1$13,834$27,298$606,086
2$14,462$26,670$591,624
3$15,119$26,013$576,505
4$15,805$25,327$560,700
5$16,523$24,609$544,177
6$17,273$23,859$526,904
7$18,057$23,074$508,847
8$18,877$22,255$489,970
9$19,734$21,397$470,236
10$20,630$20,501$449,605
11$21,567$19,565$428,038
12$22,546$18,586$405,492
13$23,570$17,562$381,922
14$24,640$16,492$357,282
15$25,759$15,373$331,524
16$26,928$14,203$304,595
17$28,151$12,981$276,444
18$29,429$11,703$247,015
19$30,765$10,366$216,250
20$32,162$8,970$184,088
21$33,623$7,509$150,465
22$35,149$5,983$115,316
23$36,745$4,387$78,571
24$38,413$2,718$40,158
25$40,158$974$0

At the end of your 5-year term

Total paid over the term
$205,659
Principal paid down
$75,743
Interest paid
$129,916
Balance remaining
$544,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $3,897− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,189

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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