19 Spadina Road, Richmond Hill, ON

Bayview Hill, Richmond Hill · MLS® N14085452

$2,680,000
For Sale
Listed 3 days agoNo offer date stated
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5+1Bedrooms
5Bathrooms
2Garage · 8 parking
3500-5000Sq ft

About this home

In short

  • Discover luxury living in this stunning 4514 sqft residence w/ 9ft G floor.
  • Offering 5 spacious bdrms & exceptional curb appeal with a stone driveway & beautifully landscaped front yard.
  • A grand 2-storey foyer welcomes you with a dazzling crystal chandelier.
  • The gorgeous finished W/O bsmt is an entertainer's dream, completed with a recrm, bdrm, home theatre, wet bar & 4pc bath.
  • Step outside to a professionally landscaped backyard oasis showcasing a gazebo, deck, stone patio, mature trees & vibrant flower beds, ideal for relaxing & entertaining.

Discover luxury living in this stunning 4514 sqft residence w/ 9ft G floor. Offering 5 spacious bdrms & exceptional curb appeal with a stone driveway & beautifully landscaped front yard. A grand 2-storey foyer welcomes you with a dazzling crystal chandelier. The bright, oversized kitchen features S.S. appliances, stone countertops & ample space for family gatherings. The gorgeous finished W/O bsmt is an entertainer's dream, completed with a recrm, bdrm, home theatre, wet bar & 4pc bath. Step outside to a professionally landscaped backyard oasis showcasing a gazebo, deck, stone patio, mature trees & vibrant flower beds, ideal for relaxing & entertaining. Conveniently located near shopping plazas, parks, schools, bus, situated within the boundary of top-ranking Bayview Hill E.S., Bayview Sec Schl & Thornlea S.S.

Key facts

Property type
Detached, 2-Storey
MLS®
N14085452
Bedrooms
5+1 (6 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
70 × 147.7 ft
Cross streets
Bayview/16th
Parking
2 garage · 8 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$15,787 / 2025
Days on market
3
Listing brokerage
KW Living Realty

Rooms

RecreationBasement13.23 × 7.33 m

wet bar · w/o to yard · 4 pc ensuite

Living RoomGround6.74 × 4.16 m

hardwood floor · french doors · moulded ceiling

Bedroom 5Second4.21 × 3.88 m

hardwood floor · closet · semi ensuite

Bedroom 2Second4.03 × 3.81 m

hardwood floor · walk-in closet(s) · semi ensuite

KitchenGround6.15 × 5.91 m

granite counters · stainless steel appl · pot lights

DenGround3.61 × 3.56 m

hardwood floor · french doors · b/i shelves

Primary BedroomSecond12.36 × 5.61 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Family RoomMain5.49 × 4.13 m

hardwood floor · fireplace · pot lights

OtherBasement6.71 × 3.71 m

broadloom · pot lights · french doors

Bedroom 3Second3.95 × 3.81 m

hardwood floor · closet · semi ensuite

BedroomBasement4.16 × 3.38 m

hardwood floor · mirrored closet · pot lights

Bedroom 4Second4.18 × 3.81 m

hardwood floor · closet · semi ensuite

Dining RoomGround6.03 × 4.21 m

hardwood floor · w/o to deck · moulded ceiling

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.57Mlikely sale price

Listed at $2,680,000. Going by how homes in Bayview Hill and the wider GTA have actually closed against their asking prices (about 96%, 13 local closings in 90 days), the likely sale price is near $2.57M, if it sells. A realistic range is $2.41M to $2.90M.

Independent value check: $2.58M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $2.42M and $2.70M).

Why $2.58M. The typical detached home sold in Bayview Hill over the past year went for about $2.45M (61 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $15,787 a year; the typical home sold here pays about $14,400.
List price
$2.41MBelow recent closings$2.90MAbove recent closings

Total price vs nearby homes. Likely closing about $2.57M, from 13 recent closings in this pocket.

The market behind the math:

13sold nearby · 90 days
$2.26Mmedian sold price
93%of asking, on average
−13%prices vs a year ago
~23 dayshomes like this take to sell
3days on market so far
$5,484/moest. rent · 26 leases
2.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.9 months of inventory: 17 detached homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $631/sqft against an area asking average of $619/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Bayview Hill: 9 of the 53 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.38M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 13 comparable homes that sold in Bayview Hill over the past two years, from 105 closings there.

Sold price trend

Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.58M86
November 2025$1.47M77
December 2025$1.68M48
January 2026$1.48M52
February 2026$1.52M57
March 2026$1.49M70
April 2026$1.50M73
May 2026$1.46M114
June 2026$1.50M119
July 2026$1.50M92
August 2026$1.48M80
September 2026$1.44M80

Neighbourhood & location

Bayview Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$2.02M
Rouge Woods
$1.77M
Crosby
$2.05M
North Richvale
$1.46M
South Richvale
$4.06M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,215/mo
$511KIncome needed
5.2×Price ÷ income
$2,819Weekly cost
$53,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $12,215Property tax $1,316Total carry $13,530

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,855per month

Mortgage amount $2,144,000 · 4.49% over 25 years

$536,000Down payment (20.0%)
$2,144,000Loan before insurance
$0CMHC premium
$13,170Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,855
Property tax
$1,316
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,170

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,475
Estimated closing costs
$53,475

Plus your down payment of $536,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,412,363Total interest paid
$3,556,363Total of all payments
Principal $2,144,000 Interest $1,412,363
YearPrincipalInterestBalance
1$47,845$94,410$2,096,155
2$50,017$92,237$2,046,138
3$52,288$89,966$1,993,849
4$54,662$87,592$1,939,187
5$57,144$85,110$1,882,043
6$59,739$82,516$1,822,304
7$62,451$79,803$1,759,853
8$65,287$76,968$1,694,566
9$68,251$74,003$1,626,315
10$71,350$70,905$1,554,965
11$74,590$67,665$1,480,375
12$77,976$64,278$1,402,399
13$81,517$60,738$1,320,883
14$85,218$57,037$1,235,665
15$89,087$53,168$1,146,578
16$93,132$49,123$1,053,446
17$97,360$44,894$956,085
18$101,781$40,473$854,304
19$106,402$35,852$747,902
20$111,233$31,021$636,669
21$116,284$25,971$520,385
22$121,564$20,691$398,821
23$127,083$15,171$271,738
24$132,853$9,401$138,885
25$138,885$3,369$0

At the end of your 5-year term

Total paid over the term
$711,273
Principal paid down
$261,957
Interest paid
$449,315
Balance remaining
$1,882,043

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in Bayview Hill$5,484/mo
$65,808Gross annual rent
1.5%Cap rate after taxes and upkeep
$4,970 to $5,832Typical rent range

The suite is real income here: basements rent in Bayview Hill (9 of 53 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in Bayview Hill signed at a median of $5,282 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,484. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.5%
Gross yield
− Property tax $15,787− Insurance $1,400− Vacancy & upkeep $7,239Net operating income $41,382

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

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