38 Ridgepoint Road, Vaughan, ON
Kleinburg, Vaughan · MLS® N14087062
About this home
In short
- Remarkable, Luxurious Home Situated on Premium 60 Ft Lot w/Walk-Out Basement Backing onto Tranquil Ravine in Kleinburg.
- Situated on a premium 60-foot ravine lot, this 5 bedroom stunning home features a spacious 3-car garage and an impressive array of luxury upgrades throughout.
- The main floor boasts 10-foot ceilings, while the second floor feature 9-foot ceilings, creating an elegant and spacious atmosphere.
- Beautiful oak hardwood flooring extends throughout the main floor and loft, complemented by an oak staircase and sophisticated architectural details, including waffle...
- Spacious Family Room w/Coffered Ceilings Overlooking Ravine.
Remarkable, Luxurious Home Situated on Premium 60 Ft Lot w/Walk-Out Basement Backing onto Tranquil Ravine in Kleinburg. Welcome to this exceptional residence nestled in the prestigious Kleinburg Summit community, surrounded by lush parks, scenic trails, and nature. Situated on a premium 60-foot ravine lot, this 5 bedroom stunning home features a spacious 3-car garage and an impressive array of luxury upgrades throughout. The main floor boasts 10-foot ceilings, while the second floor feature 9-foot ceilings, creating an elegant and spacious atmosphere. Beautiful oak hardwood flooring extends throughout the main floor and loft, complemented by an oak staircase and sophisticated architectural details, including waffle ceilings in the great room, foyer and den, plus a tray ceiling in the primary bedroom. The gourmet kitchen features granite countertops, high-end appliances and a convenient morning kitchen. Spacious Family Room w/Coffered Ceilings Overlooking Ravine. Breakfast Area w/Walk Out to Large Deck. Second Floor Features Loft Space and Expansive Primary Suite w/Spa-Like Ensuite Bath and Large Dressing Room. 5 Bedrooms, Each w/Walk-In Closet and Ensuite Bathroom. Additional features include two high-efficiency furnaces, two central air-conditioning systems, ENERGY STAR construction, custom-made window coverings and blinds, and numerous quality finishes throughout. A rare opportunity to enjoy luxury, space, privacy and natural surroundings in one Kleinberg's most sought-after communities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14087062
- Bedrooms
- 5
- Bathrooms
- 5 (1 half)
- Size
- 5,000 sq ft
- Lot
- 60.14 × 104 ft
- Cross streets
- HWY 27 / Major Mackenzie
- Parking
- 3 garage · 7 parking (detached)
- Driveway
- Private
- Basement
- Unfinished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,558 / 2026
- Days on market
- 4
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
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Kleinburg, Vaughan, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,159,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,943
- Property tax
- $963
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,906
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,973
- Estimated closing costs
- $53,973
Plus your down payment of $539,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $716,554
- Principal paid down
- $263,902
- Interest paid
- $452,652
- Balance remaining
- $1,896,018
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.