90 Bedford Park Avenue, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N14087768

$1,249,000
For Sale
Listed 3 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 5 parking
2000-2500Sq ft

About this home

Top 5 Reasons You Will Love This Home: 1) Exceptional 150' deep lot backing directly onto a park, offering an abundance of outdoor space, added privacy and a beautiful natural backdrop right beyond the backyard 2) Immaculately maintained four bedroom detached home featuring classic all-brick construction, excellent pride of ownership, and tasteful updated finishes throughout 3) Bright and inviting sunroom complete with a skylight, creating a sun-filled bonus space perfect for relaxing, entertaining, working from home or enjoying the surrounding views 4) Warm and welcoming interior highlighted by three fireplaces, recessed lights, updated hardwood flooring, and a beautifully renovated kitchen featuring granite countertops 5) Versatile layout with three separate entrances, providing excellent flexibility for a growing family, home office or multi-generational living, complemented by renovated bathrooms and thoughtful updates throughout, including a brand new furnace and hot water tank. 1,985 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

Key facts

Property type
Detached, 2-Storey
MLS®
N14087768
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
55 × 152 ft
Cross streets
Pugsley Ave/Bedford Park Ave
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished, Full, Separate Entrance
Heating
Water
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,766 / 2025
Days on market
3
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

Family RoomMain4.65 × 3.01 m

hardwood floor · fireplace · recessed lighting

BedroomMain3.64 × 3.28 m

Closet

Primary BedroomUpper7.16 × 5.22 m

3 pc ensuite · vaulted ceiling(s) · large window

RecreationBasement7.57 × 5.97 m

recessed lighting · window · fireplace

Living RoomMain5.09 × 3.96 m

hardwood floor · crown moulding · large window

LaundryBasement5.19 × 3.03 m

window · pocket doors

BedroomMain3.64 × 3.28 m

Closet

KitchenMain4.17 × 3.68 m

ceramic floor · ceramic backsplash · double sink

SunroomMain4.01 × 3.48 m

ceramic floor · fireplace · w/o to deck

BedroomUpper4.25 × 3.64 m

vaulted ceiling(s) · closet · window

Dining RoomMain3.68 × 2.38 m

hardwood floor · crown moulding · recessed lighting

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.24Mlikely sale price

Listed at $1,249,000. Going by how homes in Crosby and the wider GTA have actually closed against their asking prices (about 99%, 18 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.16M to $1.40M.

Independent value check: $1.27M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.19M and $1.33M).

Why $1.27M. The typical detached home sold in Crosby over the past year went for about $1.02M (57 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $6,766 a year; the typical home sold here pays about $5,500.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,100 to 1,500.
List price
$1.16MBelow recent closings$1.40MAbove recent closings

Total price vs nearby homes. Likely closing about $1.24M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.06Mmedian sold price
100%of asking, on average
−4%prices vs a year ago
~26 dayshomes like this take to sell
3days on market so far
$3,423/moest. rent · 13 leases
3.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 5 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $555/sqft against an area asking average of $626/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.07M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 18 comparable homes that sold in Crosby over the past two years, from 94 closings there.

What sellers nearby are askingCurrently listed nearby in Crosby · asking prices
$1.16Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.27M, which is where my estimate comes from.

Per square foot, these ask about $626/sqft; this home lists at $555/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.25MThis home928k1.30M1.50M999k1.09MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.58M86
November 2025$1.47M77
December 2025$1.68M48
January 2026$1.48M52
February 2026$1.52M57
March 2026$1.49M70
April 2026$1.50M73
May 2026$1.46M114
June 2026$1.50M119
July 2026$1.50M92
August 2026$1.48M80
September 2026$1.44M80

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.56M
Rouge Woods
$1.77M
Observatory
$2.02M
North Richvale
$1.46M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,693/mo
$238KIncome needed
5.2×Price ÷ income
$1,314Weekly cost
$21,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,693Property tax $564Total carry $6,256

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,525per month

Mortgage amount $999,200 · 4.49% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$6,089Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,525
Property tax
$564
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,089

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Estimated closing costs
$21,455

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,687/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,224Total interest paid
$1,657,424Total of all payments
Principal $999,200 Interest $658,224
YearPrincipalInterestBalance
1$22,298$43,999$976,902
2$23,310$42,987$953,592
3$24,369$41,928$929,223
4$25,475$40,822$903,748
5$26,632$39,665$877,116
6$27,841$38,456$849,275
7$29,105$37,192$820,170
8$30,427$35,870$789,744
9$31,808$34,489$757,936
10$33,252$33,045$724,683
11$34,762$31,535$689,921
12$36,340$29,957$653,581
13$37,990$28,307$615,590
14$39,715$26,582$575,875
15$41,519$24,778$534,357
16$43,404$22,893$490,953
17$45,374$20,923$445,579
18$47,435$18,862$398,144
19$49,588$16,709$348,556
20$51,840$14,457$296,716
21$54,193$12,104$242,523
22$56,654$9,643$185,869
23$59,226$7,071$126,642
24$61,916$4,381$64,727
25$64,727$1,570$0

At the end of your 5-year term

Total paid over the term
$331,485
Principal paid down
$122,084
Interest paid
$209,401
Balance remaining
$877,116

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Crosby$3,423/mo
$41,076Gross annual rent
2.3%Cap rate after taxes and upkeep
$3,251 to $3,594Typical rent range
~19 daysTo find a tenant, on average

The suite is real income here: basements rent in Crosby (74 of 297 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Crosby signed at a median of $3,091 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,423. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $6,766− Insurance $1,400− Vacancy & upkeep $4,518Net operating income $28,392

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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