711-39 Oneida Crescent, Richmond Hill, ON
Langstaff, Richmond Hill · MLS® N14088494
About this home
In short
- Welcome to 39 Oneida Crescent at The Gates of Bayview Glen.
- This bright and spacious 1 bedroom+ den condo offers 675 sq. ft. of thoughtfully designed living space.
- The open-concept layout features a modern kitchen with centre island, backsplash and stainless steel appliances,overlooking the generous living and dining area with...
- Enjoy updated bathroom, in-suite laundry, 1owned parking space, and maintenance fees that include internet.
- Ideally located close to shopping, restaurants, transit, parks and everyday amenities.
Welcome to 39 Oneida Crescent at The Gates of Bayview Glen! This bright and spacious 1 bedroom+ den condo offers 675 sq. ft. of thoughtfully designed living space. The open-concept layout features a modern kitchen with centre island, backsplash and stainless steel appliances,overlooking the generous living and dining area with walk-out to the balcony. The separate den offers the perfect space for a home office, guest area or cozy media room. The spacious bedroom features a large window and closet organizers. Enjoy updated bathroom, in-suite laundry, 1owned parking space, and maintenance fees that include internet. Ideally located close to shopping, restaurants, transit, parks and everyday amenities. An excellent opportunity for first-time buyers, downsizers or investors alike!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N14088494
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Yonge St/High Tech Rd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $857/mo
- Exposure
- East West
- Property tax
- $1,999 / 2026
- Days on market
- 3
- Listing brokerage
- CAPITAL NORTH REALTY CORPORATION
Rooms
laminate · combined w/dining · w/o to balcony
centre island · backsplash · stainless steel appl
Laminate
laminate · large window · closet organizers
laminate · combined w/living
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Considering this property? Request a written price readNeighbourhood & location
Langstaff, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $358,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,982
- Property tax
- $167
- Condo / maintenance fees
- $857
- Heating
- $0
- Estimated monthly cost
- $3,005
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,435
- Estimated closing costs
- $5,435
Plus your down payment of $89,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $118,899
- Principal paid down
- $43,790
- Interest paid
- $75,109
- Balance remaining
- $314,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CAPITAL NORTH REALTY CORPORATION. MLS®/PropTx.