21 Wolf Trail Crescent, Richmond Hill, ON
Jefferson, Richmond Hill · MLS® N14089442
About this home
In short
- Located In The Prestigious Jefferson Forest Community, This Stunning Open-Concept 3,768 Sq.
- Featuring A Grand 17' Ceiling Foyer, Pot Lights Throughout, And A Bright, Functional Layout Perfect For Family Living And Hosting.
- Finished Walk-Out Basement With Kitchen Provides Excellent Additional Living Space, Perfect For Extended Family Or Entertaining.
- All Appliances Are Approximately 3 Years New.
Located In The Prestigious Jefferson Forest Community, This Stunning Open-Concept 3,768 Sq. Ft. Home Offers An Exceptional Blend Of Space, Natural Light, And Elegant Upgrades. Featuring A Grand 17' Ceiling Foyer, Pot Lights Throughout, And A Bright, Functional Layout Perfect For Family Living And Hosting. The Kitchen Overlooks A Peaceful Backyard Setting With A Private Deck, Mature Cedar Trees, And Upgraded Glass Railings. The Primary Bedroom Captures A Rare View Of The CN Tower. Finished Walk-Out Basement With Kitchen Provides Excellent Additional Living Space, Perfect For Extended Family Or Entertaining. All Appliances Are Approximately 3 Years New. Upgraded Front Glass Room Adds Extra Comfort And Style. A Rare Opportunity In One Of The Area's Most Sought-After Neighbourhoods!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14089442
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 49.25 × 110 ft
- Cross streets
- Bayview Ave & 19th Ave
- Parking
- 2 garage · 5 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick, Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,294 / 2025
- Days on market
- 3
- Listing brokerage
- HC REALTY GROUP INC.
Rooms
semi ensuite · walk-in closet(s) · hardwood floor
5 pc ensuite · hardwood floor · his and hers closets
ceramic floor · w/o to deck · combined w/family
hardwood floor · french doors
ceramic floor · access to garage
broadloom · large window · walk-out
3 pc ensuite · double closet · hardwood floor
ceramic floor · double sink · granite counters
hardwood floor · large window
semi ensuite · double closet · hardwood floor
hardwood floor · fireplace · large window
hardwood floor · large window · overlooks frontyard
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Jefferson, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,631
- Property tax
- $775
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,405
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Estimated closing costs
- $26,455
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,835
- Principal paid down
- $146,520
- Interest paid
- $251,315
- Balance remaining
- $1,052,680
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.