3 Bridgewater Drive, Richmond Hill, ON
Rural Richmond Hill, Richmond Hill · MLS® N14089548
About this home
In short
- Your inviting, scenic & serene Cottage-In-The-City Awaits.
- This warm, family-friendly, ultra-private, custom estate is your dream oasis surrounded by year-round forested beauty.
- The ideal layout provides sought-after open concept living while boasting defined and oversized principal rooms.
- The main level comes complete with a cathedral vaulted ceiling great room overlooking the private backyard and a stunning gas fireplace with floor to ceiling stone...
- Your second-to-none dream backyard is the ultimate in privacy complete with a recently converted salt-water pool, cabana, large covered porch/deck, smaller porch/deck...
Your inviting, scenic & serene Cottage-In-The-City Awaits! This warm, family-friendly, ultra-private, custom estate is your dream oasis surrounded by year-round forested beauty. The ideal layout provides sought-after open concept living while boasting defined and oversized principal rooms. The rarely-offered main level principal bedroom offers two walk-in closets, a spa-like ensuite and a walk-out to a private deck overlooking the dreamy backyard. The main level comes complete with a cathedral vaulted ceiling great room overlooking the private backyard and a stunning gas fireplace with floor to ceiling stone and built-in cabinetry; a chef's kitchen with an eat-in area, additional large sitting area and a walk-out to a large family-sized covered porch/deck; a grand dining area with direct access to the kitchen; a main-level home office/den with custom built-ins; a convenient side entry/mud room with direct access to the three-car garage with epoxy floor; one of two laundry areas ++ Step upstairs to find a grand overlook to the great room below; 3 additional large bedrooms with ensuites as well as another that can be used as an oversized upper level den/bonus room or 5th bedroom. The bright, recreational-style walk-out lower level offers an oversized open concept space with media-built-ins and wet bar as well as an additional large bedroom, full bathroom and home gym. Your second-to-none dream backyard is the ultimate in privacy complete with a recently converted salt-water pool, cabana, large covered porch/deck, smaller porch/deck off the primary bedroom, ground-level covered interlock patio area with hot tub, garden shed and a large usable greenspace area++ Four seasons of stunning scenery! The true forever home. Less than 5 minutes from the 404, The Gormley Go Station, directly across sought after Jefferson Forest hiking trails, 5 minutes to Lake Wilcox, Oak Ridges Community Centre, excellent schools & amongst all conveniences++
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14089548
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 155.6 × 312.63 ft
- Cross streets
- Bayview/Stouffville
- Parking
- 3 garage · 11 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Septic
- Pool
- Inground, Salt
- Property tax
- $19,694 / 2026
- Days on market
- 3
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
Rooms
5 pc ensuite · hardwood floor · crown moulding
semi ensuite · walk-in closet(s) · pot lights
open concept · wet bar · w/o to patio
coffered ceiling(s) · crown moulding · pot lights
pot lights · walk-in closet(s) · above grade window
3 pc ensuite · walk-in closet(s) · pot lights
hardwood floor · b/i shelves · pot lights
3 pc ensuite · walk-in closet(s) · pot lights
eat-in kitchen · stainless steel appl · overlooks backyard
french doors · pot lights · above grade window
vaulted ceiling(s) · hardwood floor · gas fireplace
vaulted ceiling(s) · pot lights · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $702/sqft; this home lists at $938/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Richmond Hill, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $3,190,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17,640
- Property tax
- $1,641
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,281
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $86,175
- Estimated closing costs
- $86,175
Plus your down payment of $797,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,058,416
- Principal paid down
- $389,808
- Interest paid
- $668,608
- Balance remaining
- $2,800,592
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.