102 Farmstead Road, Richmond Hill, ON
Rouge Woods, Richmond Hill · MLS® N14089744
About this home
In short
- Welcome to this charming family home in Rouge Woods, in the heart of Richmond Hill.
- Steps to Top-ranked schools Bayview S.S, Silver Stream P.S, Richmond Rose P.S; Double door entrance w/2 story high ceiling grand open foyer, 9' ceiling on Main Floor...
- Located near Hwy 404, Hwy 407, and Hwy 7, and just 5 minutes from Richmond Hill GO Station.
Welcome to this charming family home in Rouge Woods, in the heart of Richmond Hill! Steps to Top-ranked schools Bayview S.S, Silver Stream P.S, Richmond Rose P.S; Double door entrance w/2 story high ceiling grand open foyer, 9' ceiling on Main Floor, crown moulding, pot lights, circular stair to 2nd floor, open concept kitchen with granite counter & S.S Appl; Finished basement adds versatile space for recreation, storage, additional living areas, wet bar and extra bath; interlock driveway & backyard patio. Located near Hwy 404, Hwy 407, and Hwy 7, and just 5 minutes from Richmond Hill GO Station. Steps away from Silver Stream Park and Rouge Woods Community Centre, with many nearby stores and restaurants such as Walmart, Food Basics, and Costco. This home offers the perfect blend of comfort and convenience!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14089744
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 41.88 × 110 ft
- Cross streets
- Bayview/Major Mac
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,822 / 2025
- Days on market
- 2
- Listing brokerage
- AIMHOME REALTY INC.
Rooms
hardwood floor · gas fireplace · overlooks backyard
hardwood floor · window · led lighting
hardwood floor · closet · window
hardwood floor · walk-in closet(s) · 3 pc ensuite
laminate · wet bar · 3 pc bath
Laminate
ceramic floor · w/o to yard · pot lights
ceramic floor · breakfast bar · led lighting
laminate · closet · window
hardwood floor · window · led lighting
hardwood floor · closet · window
hardwood floor · open concept · window
hardwood floor · bay window · pot lights
hardwood floor · closet · 5 pc ensuite
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $673/sqft; this home lists at $646/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rouge Woods, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,678,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,280
- Property tax
- $735
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,015
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $38,925
- Estimated closing costs
- $38,925
Plus your down payment of $419,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $556,810
- Principal paid down
- $205,069
- Interest paid
- $351,740
- Balance remaining
- $1,473,331
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.